CONSUMER ACT

Consumer Act CONSUMER ACT

For Consumer protection generally, see also Agriculture, Trade & Consumer Protection Dept.; Food Regulation; Sales; Safety; Trade and Marketing Practices
1. General Provisions
2. Administration
3. Consumer Approval Transactions and Other Consumer Rights
4. Consumer Credit Transactions
5. Debt Collection
6. First Lien Real Estate Loans
7. Insurance
8. Remedies and Penalties

CONSUMER ACT 1. General Provisions 1. General Provisions
Generally, Ch. 421

Adjustment service companies regulated, 218.02

Applicable law, 421.103

Commercial banks, powers, effect of act on, 421.107

Construction against implied repeal, 421.104

Credit unions, powers, effect of act on, 421.107

Definitions, 421.301

Exclusions from act, 421.202, 421.203

Finance companies, powers, effect of act on, 421.107

Good faith, obligation of, 421.108

Lemon law, 218.0171

Lessors of goods, powers, effect of act on, 421.107

Loans federally and state insured, partial exemption from act, 421.203

Motor vehicle leases, see Motor Vehicles-4. Dealers, Manufacturers, Importers and Distributors

Motor vehicles warranties, 218.0171

Adjustment programs, 218.0172

Organizations, powers, effect of act on, 421.107

Purposes of law, 421.102

Rules of construction, 421.102

Savings and loan associations, powers, effect of act on, 421.107

Savings banks, powers, effect of act on, 421.107

Sellers of goods or services, powers, effect of act on, 421.107

Settlement of claims, agreement to forego rights, 421.106

Severability of law, 421.104

Short title of law, 421.101

Small loan companies, powers, effect of act on, 421.107

Territorial application of act, 421.201

Trust companies, powers, effect of act on, 421.107

Venue, for claims, 421.401

CONSUMER ACT 2. Administration 2. Administration
Generally, Ch. 426

Administrative procedure chapter, applicability, 426.107

Administrator, 426.103

Debtors' remedies not affected by grant of power to, 426.111

Duty to report, 426.104

Investigatory powers, 426.106

Powers, 426.104

Powers regarding supervised financial organizations, 426.105

Promulgate rules regarding unconscionable conduct, 426.108

Applicability of law, 426.102

Class actions, 426.110

Creditors to register with administrator, 426.201

Penalties, 426.203

Debtors' remedies not affected by grant of power to administrator, 426.111

Declaratory relief, 426.110

Fees to be paid by licensees, 426.202

Penalties, 426.203

Injunction, 426.109, 426.110

Investigatory power of administrator, 426.106

Registration:

Creditors to register with administrator, 426.201

Fees to be paid by persons required to file, 426.202

Penalties, 426.203

Supervised financial organizations, powers of administrator, 426.105

Temporary relief, administrator or customer may bring action, 426.109

Title of chapter, 426.101

Unconscionable conduct, administrator to promulgate rules regarding, 426.108

Violations and enforcement, 426.301

CONSUMER ACT 3. Consumer Approval Transactions and Other Consumer Rights 3. Consumer Approval Transactions and Other Consumer Rights
Generally, Ch. 423