LRB-0906/1
PJK:kmg:rs
2003 - 2004 LEGISLATURE
October 15, 2003 - Introduced by Representatives Schneider, Musser, Gronemus
and Boyle. Referred to Committee on Insurance.
AB578,1,2 1An Act to create 610.75 of the statutes; relating to: disclosure by insurers and
2intermediaries of identifying information.
Analysis by the Legislative Reference Bureau
This bill requires an insurance agent to disclose to any person who applies for
insurance, both orally and in writing, any information identifying the person that
the agent has provided to or received from a national or statewide database. The bill
also requires an insurer to disclose to each insured under each policy issued by the
insurer, in writing annually or at renewal if renewal is on an annual basis or more
often, any information identifying the insured that the insurer has provided to or
received from a national or statewide database.
The people of the state of Wisconsin, represented in senate and assembly, do
enact as follows:
AB578, s. 1 3Section 1. 610.75 of the statutes is created to read:
AB578,1,4 4610.75 Disclosure of identifying information. (1) In this section:
AB578,1,55 (a) "Computer system" has the meaning given in s. 943.70 (1) (e).
AB578,1,66 (b) "Data" has the meaning given in s. 943.70 (1) (f).
AB578,2,2
1(c) "Database" means a collection of data stored in a computer system in a
2common format.
AB578,2,53 (d) "National or statewide database" means a database from which multiple
4insurers or multiple intermediaries may receive personally identifiable information
5about individuals in one or more states.
AB578,2,66 (e) "Personally identifiable information" has the meaning given in s. 19.62 (5).
AB578,2,11 7(2) An intermediary shall disclose to an applicant for insurance any personally
8identifiable information about the applicant that the intermediary has provided to
9or received from a national or statewide database. The disclosure required under
10this subsection shall be provided both orally and in writing at the time of application,
11regardless of whether insurance coverage is provided or denied to the applicant.
AB578,2,17 12(3) An insurer shall disclose to each insured under each insurance policy
13written by the insurer any personally identifiable information about the insured that
14the insurer has provided to or received from a national or statewide database since
15the last time disclosure was provided to the insured under this section. The
16disclosure required under this subsection shall be provided in writing annually or,
17if the policy period is one year or less, at renewal of the policy.
AB578,2,1818 (End)
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