10.   Restraint of competition

      1.   Unfair restriction of contracting parties choice of insurer

  O.   Insurance contracts in Wisconsin

III. Ethics -- 3 Hours

  A.   Fiduciary duties, and responsibilities

  B.   Conflict of interest

  C.   Ethical marketing practices, including fair and ethical treatment of policyholders

  D.   Appropriate claims practices

  E.   Suitability of product to client

  F.   Social responsibility of insurance agent

  G.   Agent/company relationships

  H.   Maintaining appropriate insurance expertise

SECTION B

IV.   Terms, Concepts, and Policies -- 10 Hours

  A.   Insurance terms and related concepts

    1.   Insurance

    2.   Insurable interest

    3.   Hazard

      a.   Physical

      b.   Moral

      c.   Morale

    4.   Peril (causes of loss)

      a.   Specified (named) perils

        (1)   Standard fire

        (2)   Extended coverage

        (3)   Broad form

      b.   Open perils (all physical loss)

    5.   Loss

      a.   Direct