2003 - 2004 LEGISLATURE
September 8, 2003 - Introduced by Representatives J. Lehman, Hines, Berceau
and Townsend, cosponsored by Senator Roessler. Referred to Committee on
1An Act to create
632.33 of the statutes; relating to: insurance coverage for
2sponsors of minors applying for driver's licenses.
Analysis by the Legislative Reference Bureau
Under current law, the application of a minor for a driver's license must be
signed by his or her parent, stepparent, or other adult sponsor. If the minor causes
damage while operating a motor vehicle, the parent, stepparent, or other adult
sponsor is jointly and severally liable, along with the minor, for the damages caused
by the minor's negligence or willful misconduct.
This bill requires every insurer that offers motor vehicle liability insurance to
offer sponsorship coverage for damages for which an adult sponsor is liable as a
result of the negligence or willful misconduct of the minor that the adult is
sponsoring. The sponsorship coverage must have liability limits of at least $50,000
per person and $100,000 per accident for bodily injury, and the limits may not be
reduced by amounts paid or payable under other liability coverage or under another
motor vehicle insurance policy.
The people of the state of Wisconsin, represented in senate and assembly, do
enact as follows:
AB491, s. 1
632.33 of the statutes is created to read:
4632.33 Sponsorship coverage.
Every insurer that offers motor vehicle 5
liability insurance shall offer sponsorship coverage that insures against the liability
under s. 343.15 (2) (b) of a parent, stepparent, or other adult who sponsors a minor 2
under s. 343.15 for damages resulting from the negligence or willful misconduct of 3
the minor while operating a motor vehicle. The sponsorship coverage shall have 4
separate bodily injury liability limits of at least $50,000 per person and $100,000 per 5
accident. Notwithstanding ss. 631.43 (3) and 632.32 (5) (f) and (j), the limits of the 6
sponsorship coverage may not be reduced by any amounts paid or payable under any 7
other policy of motor vehicle liability insurance or under any other liability coverage 8
under the same policy of motor vehicle liability insurance.
This act takes effect on the first day of the 7th month beginning after 11