CONSUMER ACT

  Creditors to file with administrator, 426.201

  Fees to be paid by persons required to file, 426.202

Supervised financial organizations, powers of administrator, 426.105

Temporary relief, administrator or customer may bring action, 426.109

Title of chapter, 426.101

Unconscionable conduct, administrator to promulgate rules regarding, 426.108

Violations and enforcement, 426.301

consumer act 3. consumer approval 3. Consumer Approval Transactions and Other Consumer Rights
Generally Ch. 423

Advertising:

  False, misleading or deceptive, 423.301

  Violations, remedies and penalty, 423.302

Cancellation:

  Duty of customer, 423.205

  Notice of right to customer, 423.203

  Restoration of down payment to customer, 423.204

  Return of property, 423.204

  Right and manner, 423.202

  Security interest void, 423.204

Check identification information, 423.402

Consumer approval transaction, definition, 423.201

Credit card identification information, 423.401

Custom-made goods, notice of cancellation, 423.202 (2m)

Deceptive advertising, 423.301

False advertising, 423.301

Misleading advertising, 423.301

Notice to customer of right to cancel, 423.203

  Violation of law, 423.203, 425.304

Scope of law, 423.102

Short title of law, 423.101

consumer act 4. consumer credit 4. Consumer Credit Transactions
Generally Ch. 422

Accounting, 422.306

Additional charges, 422.202

Advances by creditor to perform agreements of customer, 422.207

  Violation of law, 422.207 (4), 425.304

Approximations permitted in disclosures, 422.307

Assignee, defenses assertable against, 422.407

Assignment, notice of to customer, 422.409

Assignment of earnings, violation of law, 422.404 (3), 425.304

Attorney's fees, limits on agreements for, 422.411

Authorization to confess judgment, prohibited, 422.405

  Violation of law, 422.405 (2), 425.305

Balloon payments prohibited, exceptions, 422.402

  Violation of law, 422.402 (4), 425.304

Blank writings, prohibition, 422.304

  Violation of law, 422.304 (2), 425.304

Changes in open-end credit terms, violation of law, 422.415, 425.304

Charges:

  Additional, 422.202

  Deferral, 422.204

  Delinquency, 422.203

  Finance, 422.201

  Finance on consolidation, 422.206

  Finance on refinancing, 422.205

  For consumer credit insurance, 422.202 (2s)

Compliance, statements of, 422.410

Consolidations, application of payments, 422.418

Consumer lease:

  Default, definition, 425.103 (2) (c)

  Defined, 421.301 (11)

  Restriction on liability, 422.412

  Security for payment restricted, 422.417 (2)

Co-signers:

  Liability and rights, 422.420

  Violation as to notice to, 425.304

Credit and crimes, 943.41

Credit services organizations:

  Contracts, 422.505

  Definitions, 422.501

  Information statement, 422.504

  Prohibited activities, 422.503

  Registration requirements, 422.502

  Waiver, by buyer void, 422.506

Default charges, limitation on, 422.413

Defenses assertable against an assignee of creditor, 422.407

  Violation of law, 422.407 (6), 425.304

Deferral charges, 422.204

  Violation of law, 422.204 (10), 425.304

Delinquency charges, 422.203

  Violation of law, 422.203 (5), 425.304

Disclosure:

  Creditor to make in accordance with federal consumer credit protection act, 422.301

  Estimates or approximations permitted, 422.307

  General requirements, 422.302

  Open-end credit, 422.308

Earnings, assignment of, 422.404

Estimates permitted in disclosures, 422.307

Exemptions from execution, 815.18 (11)

Farm equipment, sale of, finance charges, 422.201 (4)

Finance charges, 422.201, 422.202 (3)