CONSUMER ACT

Consolidation, creditor may not receive separate charge for insurance in connection with, exceptions, 424.206

Consumer credit insurance, definition, 424.201

Credit accident and sickness:

Amount of, 424.208

Filing and approval of rates and forms, 424.209

Credit life, amount of, 424.208

Credit life and disability, approval of forms, 631.24

Credit required, 424.205

Deferral, creditor may not receive separate charge for insurance in connection with, exceptions, 424.206

Definitions, application, 424.103

Forms, filing of and approval of commissioner, 424.209

Liability insurance:

Cancellation by creditor, 424.303

Cancellation by customer, 424.304, 424.402

Maximum charge by creditor for insurance, violation of law, 424.204 (3), 425.304

Open-end credit plan, maximum charge for insurance by creditor, 424.204 (2)

Practices, 424.501, 424.502

Property insurance:

Cancellation by creditor, 424.303

Cancellation by customer, 424.304, 424.402

Creditor's interest only, 424.302

Restrictions on, 424.301

Rates, filing of and approval of commissioner, 424.209

Refinancing, creditor may not receive separate charge for insurance in connection with, exceptions, 424.206

Refund required, 424.205

Scope of law, 424.102

Solicitation, false, misleading or deceptive, 424.501

Term of, 424.207

Title of law, 424.101

CONSUMER ACT 8. Remedies and Penalties 8. Remedies and Penalties
Generally, Ch. 425

Abandoned collateral or leased goods, merchant may take possession, 425.207 (2)

Attachment before judgment is prohibited, 425.111

Attorney's fees to be reasonable, court to determine amount, 425.308

Body attachment:

Prohibited, 425.113

Violation of law, 425.113 (2), 425.305

Class actions, 425.309, 426.110

Collateral or leased goods:

Definition, 425.202

Restraining order to protect, 425.207

Voluntary surrender of, 425.204

Corporate officers, liability of, 425.310

Customer's remedies:

Amounts, damages, 425.302, 425.303, 425.304

To be liberally construed, 425.301

Customer's right to redeem, 425.208

Default:

Accrual of cause of action in favor of creditor, 425.103

Cure of, 425.105

Definition, 425.103 (2)

Notice to customer of right to cure, 425.104

Deficiency judgment:

Computation of deficiency, 425.210

Restrictions on, 425.209

Enforcement of merchant's rights in collateral and leased goods, 425.203

Evidence of violations, 425.311

Exempt property in satisfaction of judgment, 425.106

Extensions of credit, extortionate, 425.108

Garnishment before judgment is prohibited, 425.111

Garnishment, no discharge from employment for, 425.110

Injunction to protect collateral or leased goods, 425.207

Levy before judgment is prohibited, 425.111

Liability of corporate officers, 425.310

Limitation of action, 425.307

Marital property, in consumer credit transaction, exemptions, 425.106 (2)

Married persons, credit transactions with, 766.565

Merchant's rights in collateral and leased goods, enforcement of, 425.203

Multiple obligors, one recovery, 425.301 (5)

Nonjudicial enforcement limited, 425.206

Violation of law, 425.206 (3), 425.305

Open-end credit plan:

Action to recover collateral, merchant to produce writings, 425.205 (4)

Default, accrual of cause of action to creditor, 425.103 (2) (b)

Pleadings, 425.109

Redeem, customer's right to, 425.208

Replevin, 425.205

Repossession of farm products, 425.114

Restraining order to protect collateral or leased goods, 425.207

Scope of law, 425.102, 425.201

Settlement of claims, agreement to forego rights, 421.106

Stay of execution, 425.112

Title of law, 425.101

Transactions which are void, 425.305

Unconscionability, what is, remedy and penalty, 425.107

Unenforceable obligations, 425.306

Violations of law, misdemeanor, 425.401