CONSUMER ACT

consumer act CONSUMER ACT
1. General Provisions
2. Administration
3. Consumer Approval Transactions and Other Consumer Rights
4. Consumer Credit Transactions
5. Debt Collection
5a. First Lien Real Estate Loans
6. Insurance
7. Remedies and Penalties

consumer act - 1. general provisions 1. General Provisions
Generally Ch. 421

Adjustment service companies regulated, 218.02

Applicable law, 421.103

Commercial banks, powers, effect of act on, 421.107

Construction against implied repeal, 421.104

Credit unions, powers, effect of act on, 421.107

Definitions, 421.301

Exclusions from act, 421.202, 421.203

Finance companies, powers, effect of act on, 421.107

Good faith, obligation of, 421.108

Lemon law, 218.015

Lessors of goods, powers, effect of act on, 421.107

Loans federally and state insured, partial exemption from act, 421.203

Motor vehicles warranties, 218.015

  Adjustment programs, 218.017

Organizations, powers, effect of act on, 421.107

Purposes of law, 421.102

Rules of construction, 421.102

Savings and loan associations, powers, effect of act on, 421.107

Savings banks, powers, effect of act on, 421.107

Sellers of goods or services, powers, effect of act on, 421.107

Settlement of claims, agreement to forego rights, 421.106

Severability of law, 421.104

Short title of law, 421.101

Small loan companies, powers, effect of act on, 421.107

Territorial application of act, 421.201

Trust companies, powers, effect of act on, 421.107

Venue, for claims, 421.401

consumer act - 2. administration 2. Administration
Generally Ch. 426

Administrative procedure chapter, applicability, 426.107

Administrator:

  Commissioner of banking, 426.103

  Debtors' remedies not affected by grant of power to, 426.111

  Duty to report, 426.104

  Investigatory powers, 426.106

  Powers, 426.104

  Powers regarding supervised financial organizations, 426.105

  Promulgate rules regarding unconscionable conduct, 426.108

Applicability of law, 426.102

Class actions, 426.110

Creditors to file notification with administrator, 426.201

Debtors' remedies not affected by grant of power to administrator, 426.111

Declaratory relief, 426.110

Fees to be paid by licensees, 426.202

Injunction, 426.109, 426.110

Investigatory power of administrator, 426.106

Notification:

  Creditors to file with administrator, 426.201

  Fees to be paid by persons required to file, 426.202

Supervised financial organizations, powers of administrator, 426.105

Temporary relief, administrator or customer may bring action, 426.109

Title of chapter, 426.101

Unconscionable conduct, administrator to promulgate rules regarding, 426.108

Violations and enforcement, 426.301

consumer act - 3. consumer approval 3. Consumer Approval Transactions and Other Consumer Rights
Generally Ch. 423

Advertising:

  False, misleading or deceptive, 423.301

  Violations, remedies and penalty, 423.302

Cancellation: