SB325-SSA2,6,1813
(e) Information transmitted from
a remote service unit, either an automated
14teller machine, identified as to
either particular transactions or aggregate
15information, shall only be used for purposes of effecting the financial transactions
16for which such information was received, for any other purpose lawfully authorized
17by contract, or for any other purpose permitted by statute and rules pertaining to the
18dissemination and disclosure of such information.
SB325-SSA2,6,2220
214.49
(9m) In shares of stock, whether purchased or otherwise acquired, in
21a corporation acquiring, placing and operating
remote service units automated teller
22machines under s. 214.04 (21).
SB325-SSA2,6,2524
215.01
(1m) "Automated teller machine" has the meaning given in s. 224.55
25(1) (a).
SB325-SSA2,7,42
215.13
(26) (em) Shares of stock, whether purchased or otherwise acquired, in
3a corporation acquiring, placing and operating
remote service units automated teller
4machines under sub. (46).
SB325-SSA2, s. 15
5Section
15. 215.13 (46) (title) of the statutes is repealed and recreated to read:
SB325-SSA2,7,66
215.13
(46) (title)
Automated teller machines.
SB325-SSA2, s. 16
7Section
16. 215.13 (46) (a) 1. of the statutes is amended to read:
SB325-SSA2,8,58
215.13
(46) (a) 1.
Directly In accordance with rules established by the division,
9directly or indirectly, acquire, place and operate, or participate in the acquisition,
10placement and operation of, at locations other than its home or branch offices,
remote
11service units, in accordance with rules established by the division. Remote service
12units automated teller machines. Automated teller machines established in
13accordance with such rules are not subject to sub. (36), (39), (40) or (47) or s. 215.03
14(8). The rules of the division shall provide that any
such remote service unit 15automated teller machine shall be available for use, on a nondiscriminatory basis,
16by any state or federal savings and loan association which has its principal place of
17business in this state, by any other savings and loan association obtaining the
18consent of a state or federal savings and loan association which has its principal place
19of business in this state and is using the
terminal
automated teller machine and by
20all customers designated by a savings and loan association using the
unit automated
21teller machine. This paragraph does not authorize a savings and loan association
22which has its principal place of business outside this state to conduct business as a
23savings and loan association in this state. The
remote service units automated teller
24machines also shall be available for use, on a nondiscriminatory basis, by any credit
25union, state or national bank or state or federal savings bank, whose home office is
1located in this state, if the credit union, bank or savings bank requests to share its
2use, subject to the joint rules established under s. 221.0303 (2). The division by order
3may authorize the installation and operation of
a remote service unit an automated
4teller machine in a mobile facility, after notice and hearing upon the proposed service
5stops of the mobile facility.
SB325-SSA2, s. 18
7Section
18. 215.13 (46) (a) 3. to 5. of the statutes are amended to read:
SB325-SSA2,8,168
215.13
(46) (a) 3. If any person primarily engaged in the retail sale of goods or
9services owns or operates
a remote service unit an automated teller machine on such
10person's premises and allows access to the
unit automated teller machine by any
11financial institution, group of financial institutions or their customers, nothing in
12this paragraph or in rules established by the division shall, or shall be construed or
13interpreted to, require such person to accept any connection to or use of the
unit 14automated teller machine on its premises for any other purpose or function or to
15accept any connection to the
unit automated teller machine on its premises by any
16other financial institution.
SB325-SSA2,8,2517
4. If a person primarily engaged in the retail sale of goods or services owns or
18operates
a remote service unit an automated teller machine on such person's
19premises and allows access to the
unit automated teller machine by any financial
20institution, group of financial institutions or their customers for any purpose or
21function, no laws governing such institutions or rules established by the division
22shall apply to such person
other than except as provided in s. 224.55 and except for 23those laws or rules
that are directly related to the particular function performed by
24the
unit automated teller machine on such person's premises for a financial
25institution.
SB325-SSA2,9,6
15. Information transmitted from
a remote service unit, either an automated
2teller machine, identified as to
either particular transactions or aggregate
3information, shall only be used for purposes of effecting the financial transactions
4for which such information was received, for any other purpose lawfully authorized
5by contract, or for any other purpose permitted by statute and rules pertaining to the
6dissemination and disclosure of such information.
SB325-SSA2,9,138
215.26
(5) Legal holidays. The division shall designate such of the legal
9holidays listed in s. 895.20 as days on which no association may transact business
10or be open for the purpose of transacting business. For purposes of this subsection,
11operation of
a remote service unit as defined in
an automated teller machine under 12s. 215.13 (46) (a) 1. or an unstaffed facility does not constitute the transaction of
13business.
SB325-SSA2,9,1615
221.0102
(2m) "Automated teller machine" has the meaning given in s. 224.55
16(1) (a).
SB325-SSA2, s. 21
17Section
21. 221.0303 (title) of the statutes is repealed and recreated to read:
SB325-SSA2,9,18
18221.0303 (title)
Automated teller machines.
SB325-SSA2,9,2522
221.0303
(2) Operation and acquisition of customer bank communications
23terminals automated teller machines. A In accordance with rules established by
24the division, a bank may, directly or indirectly, acquire, place and operate, or
25participate in the acquisition, placement and operation of, at locations other than its
1main or branch offices,
customer bank communications terminals, in accordance
2with rules established by the division automated teller machines. The rules of the
3division
of banking shall provide that any
such customer bank communications
4terminal automated teller machine shall be available for use, on a nondiscriminatory
5basis, by any state or national bank and by all customers designated by a bank using
6the
terminal automated teller machine. This subsection does not authorize a bank
7which has its principal place of business outside this state to conduct banking
8business in this state. The
customer bank communications terminals automated
9teller machines also shall be available for use, on a nondiscriminatory basis, by any
10credit union, savings and loan association or savings bank, if the credit union,
11savings and loan association or savings bank requests to share its use, subject to
12rules jointly established by the division of banking, the office of credit unions and the
13division of savings institutions. The division
of banking by order may authorize the
14installation and operation of
a customer bank communications terminal an
15automated teller machine in a mobile facility, after notice and hearing upon the
16proposed service stops of the mobile facility.
SB325-SSA2, s. 24
17Section
24. 221.0303 (3) and (4) of the statutes are amended to read:
SB325-SSA2,10,2318
221.0303
(3) Terminals
Automated teller machines owned or operated by
19retailers. If a person who is primarily engaged in the retail sale of goods or services
20owns or operates
a customer bank communications terminal an automated teller
21machine on the person's premises and allows access to the
terminal automated teller
22machine by any financial institution, group of financial institutions, or their
23customers for any purpose or function, then all of the following apply:
SB325-SSA2,11,224
(a) The division may not require the person to accept any connection to or use
25of the
customer bank communications terminal automated teller machine on its
1premises for any other purpose or function, or to accept any connection to the
2terminal automated teller machine on its premises by any other financial institution.
SB325-SSA2,11,63
(b) This chapter, and the rules promulgated by the division, do not apply to the
4person, except
as provided in s. 224.55 and except for laws or rules
that are directly
5related to the particular function performed by the
terminal automated teller
6machine on such person's premises for a financial institution.
SB325-SSA2,11,13
7(4) Use of transmitted information. Information transmitted from
a customer
8bank communications terminal, either an automated teller machine, identified as to
9either particular transactions or aggregate information, may be used only for
10purposes of effecting the financial transactions for which the information was
11received, for any other purpose lawfully authorized by contract or for any other
12purpose permitted by statute or rules pertaining to the dissemination and disclosure
13of such information.
SB325-SSA2, s. 25
14Section
25. Chapter 224 (title) of the statutes is amended to read:
SB325-SSA2,11,1816
Miscellaneous Banking
,
17
Financial Services and financial
18
Institutions provisions
SB325-SSA2, s. 26
19Section
26. Subchapter II (title) of chapter 224 [precedes 224.25] of the
20statutes is amended to read:
SB325-SSA2,11,2422
Subchapter II
23
financial
SERVICES AND24
institutions
SB325-SSA2,12,1
1224.55 Automated teller machines. (1) Definitions. In this section:
SB325-SSA2,12,142
(a)
"Automated teller machine" means a terminal or other facility or
3installation, attended or unattended, that is not located at the principal place of
4business or home office of a financial institution or at a branch office, subsidiary
5office, other office or remote facility of a financial institution and through which
6persons and financial institutions may engage, by means of either the direct
7transmission of electronic impulses to and from a financial institution or the
8recording of electronic impulses or other indicia of a transaction for delayed
9transmission to a financial institution, in transactions that are incidental to the
10conduct of the business of financial institutions and that are otherwise permitted by
11law. "Automated teller machine" also includes all equipment, regardless of location,
12that is interconnected with an automated teller machine and that is necessary to
13transmit, route and process electronic impulses in order to enable the automated
14teller machine to perform any function for which it is designed.
SB325-SSA2,12,1815
(b)
"Financial institution" means any organization authorized to do business
16under state or federal laws relating to financial institutions, including banks and
17trust companies, savings banks, savings and loan associations, building and loan
18associations and credit unions.
SB325-SSA2,12,25
19(2) Disclosure of automated teller machine fees. An automated teller
20machine operator shall disclose the amount of any charge imposed by the automated
21teller machine operator upon a person for making a transaction at an automated
22teller machine. This disclosure shall be made by posting a statement on the screen
23of the automated teller machine and shall be made in a manner that permits the
24person, in response to the disclosure, to discontinue the transaction without
25incurring a charge.
SB325-SSA2,13,4
1(3) Administration and enforcement. (a)
Division of banking. The division
2of banking shall administer and enforce this section with regard to the activities of
3any person other than a credit union, savings bank, savings and loan association or
4building and loan association.
SB325-SSA2,13,65
(b)
Office of credit unions. The office of credit unions shall administer and
6enforce this section with regard to the activities of a credit union.
SB325-SSA2,13,97
(c)
Division of savings institutions. The division of savings institutions shall
8administer and enforce this section with regard to the activities of a savings bank,
9savings and loan association or building and loan association.