CONSUMER ACT

Finance charges, 422.201, 422.202 (3)

Variable rate transaction, 422.421

Violation of law, 422.201 (13), 425.305

Finance charges on consolidation, 422.206

Violation of law, 422.206 (4), 425.304

Finance charges on refinancing, 422.205

Violation of law, 422.205 (4), 425.304

Form requirements other than open-end, 422.303

Violation of law, 422.303 (6), 425.304

Insurance:

Advances by creditor on behalf of customer, 422.207

Commissions, limitations, 424.502

Solicitation, false, misleading or deceptive, 424.501

Interlocking loans, 422.408

Judgment, authorization to confess prohibited, 422.405

Liability, notice of termination, 422.4155

Limitation on default charges, violation of law, 422.413, 425.304

Married persons, credit transactions with, 766.565

Maximum periods of repayment, 422.403

Violation of law, 422.403 (5), 425.304

Motor vehicles warranties, leased vehicles, 218.0171

Multiple agreements, use of, 422.414

Negotiable instruments:

Prohibition, usage, holder's liability, 422.406

Violation of law as to usage, 422.406 (5), 425.304

Notice of assignment to customer, 422.409

Notice of termination of liability, 422.4155

Notice to customer on instrument, 422.303 (3)

Obligors:

Explanation of obligation, 422.305

Violation as to notice to, 422.305 (5)

Open-end credit:

Application of payments, 422.418

Changes in terms adverse to customer, 422.415

Disclosure, 422.308

Notice of termination of liability, 422.4155

Variable rate transaction, 422.421

Payment, evidence of, 422.306

Performance, statements of, 422.410

Post-high school education loans, 422.403 (4)

Prepay, right to, 422.208

Prepayment, rebate on, finance charge, 422.209

Real property improvements, maximum periods of repayment for transactions, 422.403 (2)

Rebate on prepayment, 422.209

Finance charge, 422.209

Violation of law, 422.209 (7), 425.304

Receipts for payments required, 422.306

Referral transactions prohibited, 422.416

Violation of law, 422.416 (2), 425.305

Repayment, maximum periods, 422.403

Rule of 78, calculation of rebates, 422.209 (2)

Scope of law, 422.102, 422.401

Security interests:

Consolidation, application of payments, 422.418

Restrictions on, 422.417

Short title, 422.101

State agencies, loans, 422.403 (4m)

Statement of payments, charges and unpaid balance to be furnished customer, 422.306 (2)

Statement of purchases, payments, unpaid balance on open-end credit plan, 422.306 (3)

Sum of digits method, calculation of rebates, 422.209 (2)

Tax refund anticipation loans, 422.310

Unequal payments prohibited, exceptions, 422.402

Use of multiple agreements, violation of law, 422.414, 425.305

Variable rate transaction, 422.421

Waivers by customer prohibited, 422.419

Violation of law, 422.419 (2), 425.304

Warning on instrument as to unequal payments, 422.402

CONSUMER ACT 5. Debt Collection 5. Debt Collection
Generally, Ch. 427

Collateral, induced to surrender in violation of law, rights of debtor, 427.105

Damages when person injured by violation of debt collection, 427.105

Definitions, 427.103

Prohibited practices of debt collector, 427.104

Remedies when person injured by violation of debt collection, 427.105

Scope of law, 427.102

Threats, prohibited, 427.104

Title of law, 427.101

CONSUMER ACT 6. First Lien Real Estate Loans 6. First Lien Real Estate Loans
Generally, Ch. 428

Accounting as to receipts and disbursements, violations, 428.104

Applicability of chapter, 428.101

Attorney fees, 428.103 (1) (e)

Debt collection, 428.103 (1) (c)

Definitions, 428.102

Delinquency charges, 428.103 (1) (a)

Limitations applicable to loans, violations, 428.103

Pleadings, 428.105

Receipts evidencing payment, violations, 428.104

Remedies of customer, 428.106

CONSUMER ACT 7. Insurance 7. Insurance
Generally, Ch. 424

Administration, cooperation between commissioners of insurance and banking, 424.601