AB75-ASA1, s. 3138 24Section 3138. 609.755 of the statutes is created to read:
AB75-ASA1,1594,2
1609.755 Coverage of dependents. Limited service health organizations,
2preferred provider plans, and defined network plans are subject to s. 632.895 (14m).
AB75-ASA1, s. 3138g 3Section 3138g. 609.805 of the statutes is created to read:
AB75-ASA1,1594,5 4609.805 Coverage of contraceptives. Defined network plans are subject to
5s. 632.895 (17).
AB75-ASA1, s. 3138i 6Section 3138i. 609.87 of the statutes is created to read:
AB75-ASA1,1594,8 7609.87 Coverage of treatment for autism spectrum disorders. Defined
8network plans are subject to s. 632.895 (12m).
AB75-ASA1, s. 3138n 9Section 3138n. 610.65 of the statutes is amended to read:
AB75-ASA1,1594,13 10610.65 Uniform claim processing form. Beginning no later than July 1,
112004, every insurer shall use the uniform claim processing form developed by the
12commissioner under s. 601.41 (9) (b) when processing a claim submitted by a health
13care provider, as defined in s. 146.81 (1) (a) to (p).
AB75-ASA1, s. 3139 14Section 3139. 611.11 (4) (a) of the statutes is amended to read:
AB75-ASA1,1594,1615 611.11 (4) (a) In this subsection, "municipality" has the meaning given in s.
16345.05 (1) (c), but also includes any transit authority created under s. 66.1039.
AB75-ASA1, s. 3140 17Section 3140. 614.10 (2) (c) 3. of the statutes is amended to read:
AB75-ASA1,1594,2118 614.10 (2) (c) 3. Notwithstanding s. 614.01 (1) (a) 2., on the application of an
19employee specified in subd. 2., provide insurance benefits to the employee's spouse
20or domestic partner under ch. 770 or a child of the employee who receives financial
21services or support from the employee.
AB75-ASA1, s. 3141 22Section 3141. 619.01 (1) (a) of the statutes is amended to read:
AB75-ASA1,1595,723 619.01 (1) (a) Establishment of plans. If the commissioner finds after a hearing
24that in any part of this state automobile insurance, property insurance, health care
25liability insurance, liability insurance but not to include coverage for risks which

1that are determined to be uninsurable, worker's compensation insurance, insurance
2coverage for foster homes or treatment foster homes, or insurance coverage for group
3homes is not readily available in the voluntary market, and that the public interest
4requires such that availability, the commissioner may by rule either promulgate
5plans to provide such insurance coverages for any risks in this state which that are
6equitably entitled to, but otherwise unable to obtain such, that coverage, or may call
7upon the insurance industry to prepare plans for the commissioner's approval.
AB75-ASA1, s. 3142 8Section 3142. 619.01 (1) (c) 1. of the statutes is amended to read:
AB75-ASA1,1595,169 619.01 (1) (c) 1. Each plan, except a health care liability insurance plan, a foster
10home protection insurance plan, a treatment foster home protection insurance plan
11or a group home protection insurance plan, shall require participation by all insurers
12doing any business in this state of the types covered by the specific plan and all
13agents licensed to represent such those insurers in this state for the specified types
14of business, except that the commissioner may exclude classes of persons for
15administrative convenience or because it is not equitable or practicable to require
16them to participate in the plan.
AB75-ASA1, s. 3143 17Section 3143. 619.01 (1) (c) 4m. of the statutes is repealed.
AB75-ASA1, s. 3144 18Section 3144. 619.01 (9) of the statutes is amended to read:
AB75-ASA1,1595,2519 619.01 (9) Foster home protection insurance. In this section "foster home
20protection insurance" means insurance coverage to protect persons who receive a
21license to operate a foster home under s. 48.62 (1) (a) against the unique risks,
22determined by the commissioner, to which such those persons are exposed. If the
23persons have insurance which that covers any of these those risks, the foster home
24protection insurance may insure against any or all of the other risks, and may
25provide additional or excess limits coverage for any or all of these those risks.
AB75-ASA1, s. 3145
1Section 3145. 619.01 (9m) of the statutes is repealed.
AB75-ASA1, s. 3146 2Section 3146. 628.47 of the statutes is created to read:
AB75-ASA1,1596,5 3628.47 Requirement before paying certain claims. (1) Subject to sub. (2),
4before paying an insurance claim of $500 or more to any individual, an insurer shall
5comply with s. 49.895.
AB75-ASA1,1596,8 6(2) This section applies only to the types of insurance payments specified in s.
749.895 (5) (a) and does not apply to the types of insurance payments specified in s.
849.895 (5) (b).
AB75-ASA1, s. 3147 9Section 3147. 631.43 (3) of the statutes is amended to read:
AB75-ASA1,1596,1110 631.43 (3) Exception. Subsection (1) does not affect the rights of insurers to
11exclude, limit or reduce restrict coverage under s. 632.32 (5) (b), or (c) or (f) to (j).
AB75-ASA1, s. 3147g 12Section 3147g. 631.89 (2) (bm) of the statutes is amended to read:
AB75-ASA1,1596,1713 631.89 (2) (bm) Require or request directly or indirectly a health care provider,
14as defined in s. 146.81 (1) (a) to (p), who is or may be providing or who has or may
15have provided health care services to an individual to reveal whether the individual
16or a member of the individual's family has obtained a genetic test or what the results
17of the test, if obtained by the individual or a member of the individual's family, were.
AB75-ASA1, s. 3148 18Section 3148. 632.32 (2) (a) of the statutes is renumbered 632.32 (2) (at).
AB75-ASA1, s. 3149 19Section 3149. 632.32 (2) (am) of the statutes is created to read:
AB75-ASA1,1596,2220 632.32 (2) (am) "Medical payments coverage" means coverage to indemnify for
21medical payments or chiropractic payments or both for the protection of all persons
22using the insured motor vehicle from losses resulting from bodily injury or death.
AB75-ASA1, s. 3150 23Section 3150. 632.32 (2) (c) of the statutes is renumbered 632.32 (2) (h).
AB75-ASA1, s. 3151 24Section 3151. 632.32 (2) (cm) of the statutes is created to read:
AB75-ASA1,1597,4
1632.32 (2) (cm) "Umbrella or excess liability policy" means an insurance
2contract providing at least $1,000,000 of liability coverage per person or per
3occurrence in excess of certain required underlying liability insurance coverage or
4a specified amount of self-insured retention.
AB75-ASA1, s. 3152 5Section 3152. 632.32 (2) (d) of the statutes is created to read:
AB75-ASA1,1597,96 632.32 (2) (d) "Underinsured motorist coverage" means coverage for the
7protection of persons insured under that coverage who are legally entitled to recover
8damages for bodily injury, death, sickness, or disease from owners or operators of
9underinsured motor vehicles.
AB75-ASA1, s. 3153 10Section 3153. 632.32 (2) (e) of the statutes is created to read:
AB75-ASA1,1597,1211 632.32 (2) (e) "Underinsured motor vehicle" means a motor vehicle to which all
12of the following apply:
AB75-ASA1,1597,1413 1. The motor vehicle is involved in an accident with a person who has
14underinsured motorist coverage.
AB75-ASA1,1597,1615 2. A bodily injury liability insurance policy applies to the motor vehicle at the
16time of the accident.
AB75-ASA1,1597,1817 3. The limits under the bodily injury liability insurance policy are less than the
18amount needed to fully compensate the insured for his or her damages.
AB75-ASA1, s. 3154 19Section 3154. 632.32 (2) (f) of the statutes is created to read:
AB75-ASA1,1597,2320 632.32 (2) (f) "Uninsured motorist coverage" means coverage for the protection
21of persons insured under that coverage who are legally entitled to recover damages
22for bodily injury, death, sickness, or disease from owners or operators of uninsured
23motor vehicles.
AB75-ASA1, s. 3155 24Section 3155. 632.32 (2) (g) of the statutes is created to read:
AB75-ASA1,1598,7
1632.32 (2) (g) "Uninsured motor vehicle" means a motor vehicle that is involved
2in an accident with a person who has uninsured motorist coverage and with respect
3to which, at the time of the accident, a bodily injury liability insurance policy is not
4in effect and the owner or operator has not furnished proof of financial responsibility
5for the future under subch. III of ch. 344. "Uninsured motor vehicle" also includes
6any of the following motor vehicles involved in an accident with a person who has
7uninsured motorist coverage:
AB75-ASA1,1598,98 1. An insured motor vehicle if before or after the accident the liability insurer
9of the motor vehicle is declared insolvent by a court of competent jurisdiction.
AB75-ASA1,1598,1210 2. Except as provided in subd. 3., an unidentified motor vehicle, provided that
11an independent 3rd party provides evidence in support of the unidentified motor
12vehicle's involvement in the accident.
AB75-ASA1,1598,1413 3. An unidentified motor vehicle involved in a hit-and-run accident with the
14person.
AB75-ASA1, s. 3156 15Section 3156. 632.32 (4) (title) of the statutes is amended to read:
AB75-ASA1,1598,1716 632.32 (4) (title) Required uninsured motorist, underinsured motorist, and
17medical payments coverages.
AB75-ASA1, s. 3157 18Section 3157. 632.32 (4) (intro.) (except 632.32 (4) (title)) of the statutes is
19renumbered 632.32 (4) (a) (intro.) and amended to read:
AB75-ASA1,1598,2520 632.32 (4) (a) (intro.) Every policy of insurance subject to this section that
21insures with respect to any motor vehicle registered or principally garaged in this
22state against loss resulting from liability imposed by law for bodily injury or death
23suffered by any person arising out of the ownership, maintenance, or use of a motor
24vehicle shall contain therein or supplemental thereto the following provisions for all
25of the following coverages
:
AB75-ASA1, s. 3158
1Section 3158. 632.32 (4) (a) (title) of the statutes is repealed.
AB75-ASA1, s. 3159 2Section 3159. 632.32 (4) (a) 1. of the statutes is amended to read:
AB75-ASA1,1599,83 632.32 (4) (a) 1. For the protection of persons injured who are legally entitled
4to recover damages from owners or operators of uninsured motor vehicles because
5of bodily injury, sickness or disease, including death resulting therefrom
Excluding
6a policy written by a town mutual organized under ch. 612, uninsured motorist
7coverage
, in limits of at least $25,000 $100,000 per person and $50,000 $300,000 per
8accident.
AB75-ASA1, s. 3160 9Section 3160. 632.32 (4) (a) 2. of the statutes is repealed.
AB75-ASA1, s. 3161 10Section 3161. 632.32 (4) (a) 2m. of the statutes is created to read:
AB75-ASA1,1599,1311 632.32 (4) (a) 2m. Excluding a policy written by a town mutual organized under
12ch. 612, underinsured motorist coverage, in limits of at least $100,000 per person and
13$300,000 per accident.
AB75-ASA1, s. 3162 14Section 3162. 632.32 (4) (a) 3. of the statutes is renumbered 632.32 (4) (c) and
15amended to read:
AB75-ASA1,1599,1916 632.32 (4) (c) Insurers Unless an insurer waives the right to subrogation,
17insurers
making payment under the uninsured motorists' coverage any of the
18coverages under this subsection
shall, to the extent of the payment, be subrogated
19to the rights of their insureds.
AB75-ASA1, s. 3163 20Section 3163. 632.32 (4) (b) (title) of the statutes is repealed.
AB75-ASA1, s. 3164 21Section 3164. 632.32 (4) (b) of the statutes is renumbered 632.32 (4) (a) 3m.
22and amended to read:
AB75-ASA1,1600,723 632.32 (4) (a) 3m. To indemnify for medical payments or chiropractic payments
24or both
Medical payments coverage, in the amount of at least $1,000 $10,000 per
25person for protection of all persons using the insured motor vehicle from losses

1resulting from bodily injury or death. The named insured may reject the coverage.
2If the named insured rejects the coverage, it need not be provided in a subsequent
3renewal policy issued by the same insurer unless the insured requests it in writing.
4Under the medical or chiropractic payments coverage, the insurer shall be
5subrogated to the rights of its insured to the extent of its payments
. Coverage written
6under this paragraph subdivision may be excess coverage over any other source of
7reimbursement to which the insured person has a legal right.
AB75-ASA1, s. 3165 8Section 3165. 632.32 (4) (bc) of the statutes is created to read:
AB75-ASA1,1600,129 632.32 (4) (bc) Notwithstanding par. (a) 3m., the named insured may reject
10medical payments coverage. If the named insured rejects the coverage, the coverage
11need not be provided in a subsequent renewal policy issued by the same insurer
12unless the insured requests it in writing.
AB75-ASA1, s. 3166 13Section 3166. 632.32 (4m) of the statutes is repealed.
AB75-ASA1, s. 3167 14Section 3167. 632.32 (4r) of the statutes is created to read:
AB75-ASA1,1600,2415 632.32 (4r) Required written offers of uninsured motorist and
16underinsured motorist coverages for umbrella or excess liability policies.
(a)
17An insurer writing umbrella or excess liability policies that insure with respect to a
18motor vehicle registered or principally garaged in this state against loss resulting
19from liability imposed by law for bodily injury or death suffered by a person arising
20out of the ownership, maintenance, or use of a motor vehicle shall provide written
21offers of uninsured motorist coverage and underinsured motorist coverage, which
22offers shall include a brief description of the coverage offered. An insurer is required
23to provide the offers required under this subsection only one time with respect to any
24policy in the manner provided in par. (b).
AB75-ASA1,1601,4
1(b) 1. Each application for an umbrella or excess liability policy issued on or
2after the effective date of this subdivision .... [LRB inserts date], shall contain a
3written offer of uninsured motorist coverage and a written offer of underinsured
4motorist coverage.
AB75-ASA1,1601,125 2. For umbrella or excess liability policies that are in effect on the effective date
6of this subdivision .... [LRB inserts date], the insurer shall provide a written offer of
7uninsured motorist coverage to the named insureds under each policy that does not
8include uninsured motorist coverage and a written offer of underinsured motorist
9coverage to the named insureds under each policy that does not include
10underinsured motorist coverage. The insurer shall provide an offer under this
11subdivision in conjunction with the notice of the first renewal of the policy occurring
12after the effective date of this subdivision .... [LRB inserts date].
AB75-ASA1,1601,1713 (c) An applicant or named insureds may reject one or both of the coverages
14offered, but must do so in writing. If the applicant or named insureds reject either
15of the coverages offered, the insurer is not required to provide the rejected coverage
16under a policy that is renewed to the person by that insurer unless an insured under
17the policy subsequently requests the rejected coverage in writing.
AB75-ASA1,1602,218 (d) If an umbrella or excess liability policy that was issued on or after the
19effective date of this paragraph .... [LRB inserts date], or an umbrella or excess
20liability policy that was in effect on, but renewed after, the effective date of this
21paragraph .... [LRB inserts date], includes neither uninsured motorist coverage nor
22underinsured motorist coverage, or only one of the coverages, and the insurer did not
23provide a written offer required under par. (b) 1. or 2. with respect to the coverage
24or coverages not included, on the request of the insured the court shall reform the
25policy to include the coverage or coverages not included and for which the insurer did

1not provide a written offer, with the same limits as the liability coverage limits under
2the policy.
AB75-ASA1,1602,33 (e) This subsection does not apply to a town mutual organized under ch. 612.
AB75-ASA1, s. 3168 4Section 3168. 632.32 (5) (f) of the statutes is renumbered 632.32 (6) (d) and
5amended to read:
AB75-ASA1,1602,126 632.32 (6) (d) A No policy may provide that, regardless of the number of
7policies involved, vehicles involved, persons covered, claims made, vehicles or
8premiums shown on the policy, or premiums paid, the limits for any uninsured
9motorist coverage or underinsured motorist
coverage under the policy may not be
10added to the limits for similar coverage applying to other motor vehicles to determine
11the limit of insurance coverage available for bodily injury or death suffered by a
12person in any one accident.
AB75-ASA1, s. 3169 13Section 3169. 632.32 (5) (g) of the statutes is renumbered 632.32 (6) (e) and
14amended to read:
AB75-ASA1,1602,2015 632.32 (6) (e) A No policy may provide that the maximum amount of uninsured
16motorist coverage or underinsured motorist coverage available for bodily injury or
17death suffered by a person who was not using a motor vehicle at the time of an
18accident is the highest any single limit of uninsured motorist coverage or
19underinsured motorist coverage, whichever is applicable, for any motor vehicle with
20respect to which the person is insured.
AB75-ASA1, s. 3170 21Section 3170. 632.32 (5) (h) of the statutes is renumbered 632.32 (6) (f) and
22amended to read:
AB75-ASA1,1603,223 632.32 (6) (f) A No policy may provide that the maximum amount of medical
24payments coverage available for bodily injury or death suffered by a person who was
25not using a motor vehicle at the time of an accident is the highest any single limit of

1medical payments coverage for any motor vehicle with respect to which the person
2is insured.
AB75-ASA1, s. 3171 3Section 3171. 632.32 (5) (i) of the statutes is renumbered 632.32 (6) (g), and
4632.32 (6) (g) (intro.), as renumbered, is amended to read:
AB75-ASA1,1603,85 632.32 (6) (g) (intro.) A No policy may provide that the limits under the policy
6for uninsured motorist coverage or underinsured motorist coverage for bodily injury
7or death resulting from any one accident shall be reduced by any of the following that
8apply:
AB75-ASA1, s. 3172 9Section 3172. 632.32 (5) (j) of the statutes is renumbered 632.32 (6) (h), and
10632.32 (6) (h) (intro.), as renumbered, is amended to read:
AB75-ASA1,1603,1311 632.32 (6) (h) (intro.) A No policy may provide that any uninsured motorist
12coverage or underinsured motorist
coverage under the policy does not apply to a loss
13resulting from the use of a motor vehicle that meets all of the following conditions:
AB75-ASA1, s. 3172f 14Section 3172f. 632.35 of the statutes is amended to read:
AB75-ASA1,1603,20 15632.35 Prohibited rejection, cancellation, and nonrenewal. No insurer
16may cancel or refuse to issue or renew an automobile insurance policy wholly or
17partially because of one or more of the following characteristics of any person: age,
18sex, residence, race, color, creed, religion, national origin, ancestry, marital status or,
19occupation, or issuance to the person of a driver card under s. 343.09 or a driver card
20instruction permit under s. 343.07 (1j)
.
AB75-ASA1, s. 3173 21Section 3173. 632.72 (1g) (b) of the statutes is amended to read:
AB75-ASA1,1603,2522 632.72 (1g) (b) "Medical benefits or assistance" means health care services
23funded by a relief block grant under ch. 49, as defined in s. 49.001 (5p); medical
24assistance, as defined under s. 49.43 (8); or maternal and child health services under
25s. 253.05.
AB75-ASA1, s. 3173b
1Section 3173b. 632.725 (1) of the statutes is amended to read:
AB75-ASA1,1604,32 632.725 (1) Definition. In this section, "health care provider" has the meaning
3given in s. 146.81 (1) (a) to (p).
AB75-ASA1, s. 3173d 4Section 3173d. 632.7495 (4) of the statutes is renumbered 632.7495 (4) (intro.)
5and amended to read:
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