SB653,24,93 (i) "Reproductive health care provider" means a natural person who is an
4employee, independent contractor, or consultant of a hospital, or is otherwise
5affiliated with a hospital, and who provides services as a physician of medicine or
6osteopathy, a physician's assistant, a specialist assistant, a nurse, or a nurse
7practitioner, and is directly involved in providing medical treatment to a patient
8during a procedure in which the patient receives medical treatment in the hospital
9for a standard reproductive health care service.
SB653,24,1410 (j) "Stabilizing treatment" means, with respect to an emergent or urgent
11medical condition covered in sub. (2) (d) of this section, medically appropriate
12medical measures to ensure that no material deterioration of the condition is likely,
13within reasonable medical probability, to result from or occur during the transfer of
14the individual from a hospital if such a transfer were to occur.
SB653,24,2215 (k) "Standard reproductive health care services" means family planning;
16contraception and birth-spacing services; full-spectrum contraceptive education;
17counseling for and access to emergency contraception; screening, assessment, and
18treatment of reproductive tract infections and sexually transmitted infections
19including HIV/AIDS; screening, assessment, and treatment for gynecologic and
20breast cancers; routine well-woman and preventive exams; pregnancy testing;
21infertility services; miscarriage and abortion services; sterilization; obstetric care
22and services; and menopause and perimenopause services.
SB653,25,323 (L) "Transfer" means the movement, including the discharge, of an individual
24outside a hospital at the direction of any person employed by, or affiliated or
25associated with, directly or indirectly, the hospital, but does not include such a

1movement of an individual who has been declared dead, or leaves the facility without
2the permission of any person employed by, or affiliated or associated with, directly
3or indirectly, the hospital.
SB653,25,74 (m) "Undue hardship" means, as determined by the examination of the facts,
5an actual, as opposed to a speculative, hardship that necessarily and significantly
6either interferes with a hospital's delivery of safe health care or degrades its
7provision of medically necessary care to patients.
SB653,25,11 8(2) Reproductive health care services. (a) A hospital that has a department
9or service offering maternity care services shall permit all standard reproductive
10health care services and all maternity care services, provided that such services are
11within the capacity and capabilities of the hospital.
SB653,25,1612 (b) In the case of a hospital that has a department or service that offers
13maternity care services, if any individual comes to the hospital and a request is made
14on the individual's behalf for examination, treatment, or care for any standard
15reproductive health care service, the hospital shall provide an appropriate medical
16screening examination within the capabilities of the hospital.
SB653,25,1917 (c) Whenever a health care provider, within the training and scope of his or her
18professional license, is available to provide or perform care appropriate for a patient's
19reproductive health care condition, the hospital must do all of the following:
SB653,25,2120 1. Permit that reproductive health care provider to provide standard
21reproductive health care services.
SB653,25,2422 2. Reasonably accommodate that provider in providing any standard
23reproductive health care service, provided that the provider has given notice to the
24hospital of his or her readiness to provide such care under sub. (3).
SB653,26,3
13. Provide sufficient support, including ancillary services routinely available
2for patients with comparable medical needs or circumstances, to ensure the
3provision of medically necessary care of the patient.
SB653,26,104 (d) Whenever a health care provider, within the training and scope of his or her
5professional license, is not available to provide or perform care appropriate for a
6patient's reproductive health care condition, and the hospital reasonably determines
7that the individual who came to the hospital seeking examination, treatment, or care
8for any standard reproductive health care service has an emergent or urgent medical
9condition, the hospital shall, within the staff and facilities available at the hospital,
10do all of the following:
SB653,26,1211 1. Provide for further medical examination and treatment as may be required
12to stabilize the medical condition.
SB653,26,1413 2. Provide necessary stabilizing treatment for the patient's presented
14reproductive health care condition.
SB653,26,1615 3. Counsel the patient on all medically appropriate treatments specific to the
16patient's reproductive health care condition and circumstances.
SB653,26,1817 4. Offer and provide referral to health care providers who provide those
18treatments.
SB653,26,2019 (e) A hospital that has fulfilled the requirements of par. (d) may transfer the
20individual to another medical facility when the patient is medically stable.
SB653,26,24 21(3) Conscientious beliefs. Because the provision of medically necessary care
22for one or more specific standard reproductive health care services may implicate
23religious, moral, or ethical conscientious beliefs, a reproductive health care provider
24may do any of the following:
SB653,27,6
1(a) Give written notice to a hospital that has a department or service offering
2maternity care services, describing in detail the provider's conscientious belief, the
3core values associated with that belief, how he or she came to hold that belief, and
4how it affects the provider's readiness to provide specific standard reproductive
5health care services. If a provider submits a written notice under this paragraph,
6all of the following apply:
SB653,27,87 1. A provider's assertion in a written notice of his or her conscientious belief
8under this paragraph is prima facie evidence of its validity.
SB653,27,159 2. A hospital challenging the validity of a conscientious belief has the burden
10of showing by clear and convincing evidence that the provider's notice does not
11describe a conscientious belief. If a hospital determines as a matter of fact that a
12notice does not describe a conscientious belief, the hospital shall issue findings of fact
13and explain in writing how the hospital has met the clear and convincing evidentiary
14standard in making its determination that the provider's notice did not describe a
15conscientious belief.
SB653,27,2016 (b) Give written notice to a hospital that has a department or service offering
17maternity care services that the provider, within his or her training and within the
18scope of his or her professional license, accepts and is ready to provide specific
19standard reproductive health care services identified in the notice. If a provider
20submits a written notice under this paragraph, all of the following apply:
SB653,28,321 1. The hospital shall honor the provider's conscientious belief, unless it is
22determined that the notice submitted by the provider did not describe a conscientious
23belief, and shall reasonably accommodate the provider's decisions, including, if
24specified, a decision to provide certain specific standard reproductive health care
25services, or for example, a decision to provide abortion services until the limit on the

1period of gestation under state law or until viability when no gestation limit is set
2by state law, provided that the hospital may deny an accommodation if it would
3create an undue hardship.
SB653,28,104 2. To support, sustain, and accommodate provider decisions to provide specified
5reproductive health care services, both as a least restrictive means to ensure
6compliance with this section and as a means to achieve the state interests described
7in this section, the hospital shall annually prepare, adopt, implement, and make
8publicly available a written plan designed to estimate and meet the reasonably
9anticipated demand for all the standard reproductive health care services, and to
10provide the support and ancillary services as described in sub. (2).
SB653,28,1511 (c) Give written notice to a hospital that has a department or service offering
12maternity care services that the provider, invoking applicable refusal rights in
13federal or state law, declines and objects to providing specific standard reproductive
14health care services identified in the notice. If a provider submits a written notice
15under this paragraph, all of the following apply:
SB653,28,2316 1. The hospital shall honor the provider's conscientious belief, unless it
17determined that the notice submitted by the provider did not identify applicable
18refusal rights in federal or state law or did not describe a conscientious belief, and
19shall reasonably accommodate the provider's decisions, provided that the hospital
20may deny an accommodation if it would create an undue hardship or precludes,
21under sub. (2), the provision of an appropriate medical screening examination or the
22provision of medically necessary care to an individual who has come to the hospital
23as specified in sub. (2).
SB653,29,824 2. To support, sustain, and accommodate provider decisions to not provide
25specified reproductive health care services, both as a least restrictive means to

1ensure compliance with this section and as a means to achieve the state interests
2described in this section, the hospital is authorized, whenever the hospital
3determines that it will lack sufficient personnel to meet the reasonably anticipated
4demand for the services permitted under sub. (2), to obtain services necessary for
5both the delivery of safe health care and the provision of medically necessary care
6by requiring applicants for vacant reproductive health care provider positions to
7provide specific standard reproductive health care services as may be necessary to
8meet the reasonably anticipated demand for all services permitted under sub. (2).
SB653,29,11 9(4) Interference. No person may interfere with or otherwise penalize or
10punish a reproductive health care provider for asserting or exercising his or her
11conscientious belief under this section.
SB653,29,13 12(5) Violations. Any person violating this section shall be subject to the civil
13remedies under s. 258.55.
SB653,30,8 14(6) State policies. (a) Discrimination in access to reproductive health care.
15Access to health care services and to accurate health care information is a basic and
16foundational human right. Yet, in the realm of sexual and reproductive health care,
17in a health care system that is especially challenging to most anyone with a limited
18education or who lives in poverty or is victimized by family violence, gender-based
19health care discrimination profoundly limits access to standard reproductive health
20care services and safe motherhood, and thwarts the state's policy of promoting
21improved health care outcomes for all women and in honoring and protecting privacy
22rights inherent in their reproductive health care decisions. With an awareness that
23some hospitals with a maternity department or services have the capability of
24permitting standard reproductive health care services but routinely restrict or deny
25women access to them, the state declares that failure to permit access to standard

1reproductive health care services for women and their willing reproductive health
2care providers is a form of invidious discrimination, and that the state has
3compelling governmental interests in public health and safety and the well-being of
4all its residents in ending this form of gender discrimination and in assuring that no
5one is deprived of privacy rights inherent in reproductive health care decision
6making. Accordingly, it is the policy of this state that hospitals that offer maternity
7care services, permit patients with willing reproductive health care providers to have
8access to all standard reproductive health care services and maternity care services.
SB653,30,199 (b) Honoring conscientious beliefs. A commitment to providing standard
10reproductive health care services to patients and a strong objection to providing such
11services each qualify as sincerely held conscientious beliefs when predicated on a
12person's central core beliefs and values. The state's governmental interest in public
13health and safety and the well-being of all its residents requires that the provision
14of medically necessary care be the paramount and constant concern of all health care
15providers. Accordingly, it is the policy of this state, that hospitals that offer
16maternity care services, consistent with maintaining systems sufficient to ensure
17that women and their health care providers can access all standard reproductive
18health care services, shall honor and reasonably accommodate conscientious beliefs
19of direct providers of all standard reproductive health care services.
SB653,30,20 20258.50 Patient and health care provider protection. (1) In this section:
SB653,30,2221 (a) "Health care provider" includes an individual who aids an individual to seek
22or obtain health care services.
SB653,30,2323 (b) "Patient" has the meaning given in s. 258.05 (1).
SB653,30,24 24(2) No person may do any of the following:
SB653,31,11
1(a) Engage in conduct directed at a health care provider or a patient that
2injures, intimidates, harasses, interferes with, or threatens or attempts to injure,
3intimidate, harass, interfere with, or threaten the health care provider or patient,
4by use of force, threat of force, or physical obstruction if the person knows that the
5conduct will cause the health care provider or patient to suffer serious emotional
6distress or place him or her in reasonable fear of death or of great bodily harm to
7himself or herself or a member of his or her family or household, or will cause a
8reasonable person under the same circumstances to suffer serious emotional
9distress, or will place a reasonable person under the same circumstances in fear of
10death or bodily harm to himself or herself or a member of his or her family or
11household.
SB653,31,1812 (b) Intentionally use, obstruct, manipulate, arrange, or rearrange, or attempt
13to use, obstruct, manipulate, arrange, or rearrange the property of a medical facility
14to impede or otherwise interfere with its efficiency, or attempt to engage in any of
15these actions, or file a lawsuit or administrative complaint against a health care
16provider that, when considering the action in its entirety, cannot be supported by any
17rational argument based in fact or law, or publish, distribute, or communicate in any
18form of deprecatory matter relating to a health care provider.
SB653,31,2019 (c) For the purpose of damaging or interfering with the operations of a health
20care provider, and in connection with such purpose, doing any of the following:
SB653,31,2421 1. Intentionally damaging or causing the loss of any real or tangible personal
22property, including records, or data, used by a health care provider or owned or leased
23by a person having connection to, relationship with, or transactions with a health
24care provider.
SB653,32,6
12. Intentionally placing a person in reasonable fear of death or substantial
2bodily injury or placing a person in reasonable fear of the death of, or of great bodily
3harm to, a member of the immediate family of that person, or a spouse or intimate
4partner of that person, by engaging in a pattern of conduct consisting of 2 of more
5threats or acts of vandalism, property damage, criminal trespass, harassment, or
6intimidation.
SB653,32,97 3. Conspiring or attempting to engage in intentionally damaging property as
8described in subd. 1. or conspiring or attempting to intentionally place a person in
9reasonable fear of death or serious bodily injury as described in subd. 2.
SB653,32,2010 (d) Engaging in a pattern of targeted and dangerous activity towards a health
11care provider. For purposes of this paragraph, a pattern of targeted and dangerous
12activity exists when a person or group of individuals associated in fact commits 2 or
13more separate acts of targeted and dangerous activity towards a health care provider
14in which one act occurred after the effective date of this paragraph .... [LRB inserts
15date], and in which the last targeted and dangerous act occurred within 2 years of
16the commission of a separate act of targeted and dangerous activity by a different
17person or group of individuals associated in fact that employed or was employed by
18or was associated directly or indirectly with the person or group of individuals
19committing a separate act of targeted and dangerous activity toward the same health
20care provider.
SB653,32,23 21(3) Any person who aids or abets the commission of conduct proscribed in this
22section or who commands, induces, or procures conduct proscribed by this section is
23engaged in conduct in violation of this section.
SB653,33,2 24(4) Evidence of the habit of a person or of the routine practice of an
25organization, whether corroborated or not and regardless of the presence of an

1eyewitness, is relevant to prove that the conduct of the person or organization on a
2particular occasion was in conformity with the habit or routine practice.
SB653,33,4 3(5) (a) Whoever violates this section is subject to penalties provided under s.
4258.53 and to the civil remedies under s. 258.55.
SB653,33,65 (b) Without limitation, the following affirmative defenses are available to a
6person who is alleged to have violated this section:
SB653,33,97 1. That the identified specific conduct is protected by the person's right to
8engage in expressive conduct protected from legal prohibition by the constitutions
9of the state and the United States.
SB653,33,1510 2. When the identified specific conduct concerns the filing of a lawsuit or
11administrative complaint, that the lawsuit or administrative complaint alleged acts
12against the party filing the lawsuit or against the party's child that are recognized
13under state law as constituting domestic violence under s. 813.12 (1) (am), sexual
14assault including sexual assault under s. 940.225, 948.06, or 948.09, or physical
15abuse of a child including physical abuse of a child under s. 948.03.
SB653,33,1916 3. When the identified specific conduct concerns the publication, distribution,
17or communication of deprecatory matter, that all individuals specified in the
18deprecatory matter consented in writing to the publication, distribution, and
19communication of the deprecatory matter.
SB653,33,21 20(6) The state hereby establishes, affirms, fosters, and promotes the following
213 fundamental policies and interests necessary for the public interest:
SB653,34,322 (a) The protection of health care providers in this state from becoming targets,
23without remedies, of intentional and frightening conduct directed toward them is
24critical to the state's significant and substantial governmental interest in health and
25safety. The public health and welfare of health care patients is preserved and

1promoted when unlawful and egregious acts directed towards health care providers
2are subject to state provided protections that minimize injuries sustained from such
3conduct.
SB653,34,94 (b) The state legislature, relying on evidence that health care providers have
5historically and repeatedly been targeted for violence on account of the care they
6provide, finds that it serves a compelling governmental interest of this state to
7establish policies and laws that protect health care providers, their families, and
8their property from violence designed to damage or interfere with their operations,
9and from targeted and dangerous activities.
SB653,34,1710 (c) The availability and assurance that patients have continuing access to
11medically accurate and comprehensive health care, including reproductive health
12care, and to health care providers who are neither impeded in providing those
13services nor exposed to risk of employment retribution and unfair discrimination in
14employment is central to the well being of all residents in this state, to the
15preservation of health care integrity and patient privacy, to the respect for the
16sanctity of the doctor-patient relationship, and to the freedom from governmental
17intrusion that is central to the doctor-patient relationship.
SB653,34,19 18258.53 Penalties. (1) Except as provided in sub. (3), a person who violates s.
19258.50 (2) (a) or (c) is guilty of a Class I felony.
SB653,34,21 20(2) Except as provided in sub. (3), a person who violates s. 258.50 (2) (b) is guilty
21of a Class A misdemeanor.
SB653,34,23 22(3) (a) If all of the following apply, a person who violates s. 258.50 (2) is guilty
23of the violation indicated in par. (b):
SB653,35,224 1. The person knows that his or her action will cause a specific person's death
25or injury, or will cause a reasonable person under the same circumstances to suffer

1serious emotional distress or to reasonably fear death or great bodily harm to himself
2or herself or to his or her family member or member of his or her household.
SB653,35,63 2. The person's action caused a specific person's death or injury, or caused a
4person to suffer serious emotional distress or to reasonably fear death or great bodily
5harm to himself or herself or to his or her family member or member of his or her
6household.
SB653,35,77 (b) 1. For a violation of s. 258.50 (2) (a) or (c), a Class G felony
SB653,35,88 2. For a violation of s. 258.50 (2) (b), a Class H felony.
SB653,35,99 3. For a violation of s. 258.50 (2) (d), a Class E felony.
SB653,35,16 10258.55 Remedies for health care violations. (1) Actions by the attorney
11general.
(a) If the attorney general has reasonable cause to believe that any person
12is violating s. 258.05, 258.10, 258.25 (4), or 258.50, or that a hospital is violating s.
13258.25 (2), the attorney general has standing to bring and may commence a civil
14action against any party in the name of the state in any court with appropriate
15jurisdiction to vindicate the public interest and protect the rights of citizens of the
16state.
SB653,35,2417 (b) For each violation specified in par. (a), the court may award any appropriate
18relief, including temporary, preliminary, or permanent injunctive relief and
19compensatory damages. The court, to vindicate the public interest, may assess
20against a party other than the state or instrumentality of the state an additional
21amount not to exceed $20,000 for the first violation and $40,000 for each subsequent
22violation, except that for a violation of s. 258.50 the court may assess an additional
23amount not to exceed $100,000 for a first violation and $1,000,000 for each
24subsequent violation.
SB653,36,3
1(2) Private right of action. (a) A patient or physician claiming a violation of
2the right and obligations specified in s. 258.05 and any associated claims under
3common law may commence a civil action for relief under par. (b).
SB653,36,84 (b) In any action under par. (a), the court may award appropriate relief,
5including temporary, preliminary, or permanent injunctive relief, and compensatory
6and punitive damages. With respect to compensatory damages, the plaintiff may
7elect, at any time prior to the rendering of final judgment, to recover an award of
8statutory damages in the amount of $5,000 per violation in lieu of actual damages.
SB653,36,139 (c) A physician or health care provider claiming a violation of s. 258.05 (5) or
10(6), a health care provider claiming a violation of s. 258.10, a patient claiming a
11violation of s. 258.25, or a reproductive health care provider challenging a
12determination that an assertion submitted under s. 258.25 (3) (a) did not describe a
13conscientious belief may commence a civil action for relief under par. (d).
SB653,36,1914 (d) In any action under par. (c), the court may award appropriate relief,
15including temporary, preliminary, or permanent injunctive relief; back pay or
16reinstatement or other privileges; and compensatory and punitive damages. With
17respect to compensatory damages, the plaintiff may elect, at any time before the
18rendering of final judgment, to recover an award of statutory damages in the amount
19of $20,000 per violation, in lieu of actual damages.
SB653,36,2220 (e) A person claiming a violation of the rights specified in s. 258.50 and any
21associated claims under common law may commence a civil action for relief under
22par. (f).
SB653,37,223 (f) In any action under par. (e), the court may award appropriate relief,
24including temporary, preliminary, or permanent injunctive relief and compensatory
25and punitive damages. With respect to compensatory damages, the plaintiff may

1elect, at any time before the rendering of final judgment, to recover an award of
2statutory damages in the amount of $20,000 per violation, in lieu of actual damages.
SB653,37,4 3258.70 Construction. Nothing in this chapter shall be construed to do any
4of the following:
SB653,37,7 5(1) To prohibit any expressive conduct, including peaceful picketing or other
6peaceful demonstration, protected from legal prohibition by the First Amendment to
7the Constitution of the United States of America.
SB653,37,11 8(2) To create any new remedies for interference with activities protected by the
9free speech or free exercise clauses of the First Amendment to the Constitution of the
10United States of America, regardless of the point of view expressed, or to limit any
11existing legal remedies for such interference.
SB653,37,14 12(3) To provide exclusive criminal penalties or civil remedies with regard to the
13conduct prohibited by this chapter or to preempt state or local laws that may provide
14such penalties or remedies.
SB653,37,16 15(4) To have any effect on the rights and obligations or to preempt any state or
16local laws regarding emergency contraception for sexual assault victims.
SB653,15 17Section 15. 441.06 (6) of the statutes is repealed.
SB653,16 18Section 16. 441.07 (1g) (f) of the statutes is repealed.
SB653,17 19Section 17. 448.02 (3) (a) of the statutes is amended to read:
SB653,38,1320 448.02 (3) (a) The board shall investigate allegations of unprofessional conduct
21and negligence in treatment by persons holding a license, certificate or limited
22permit granted by the board. An allegation that a physician has violated s. 253.10
23(3),
448.30 or 450.13 (2) or has failed to mail or present a medical certification
24required under s. 69.18 (2) within 21 days after the pronouncement of death of the
25person who is the subject of the required certificate or that a physician has failed at

1least 6 times within a 6-month period to mail or present a medical certificate
2required under s. 69.18 (2) within 6 days after the pronouncement of death of the
3person who is the subject of the required certificate is an allegation of unprofessional
4conduct. Information contained in reports filed with the board under s. 49.45 (2) (a)
512r., 50.36 (3) (b), 609.17 or 632.715, or under 42 CFR 1001.2005, shall be
6investigated by the board. Information contained in a report filed with the board
7under s. 655.045 (1), as created by 1985 Wisconsin Act 29, which is not a finding of
8negligence or in a report filed with the board under s. 50.36 (3) (c) may, within the
9discretion of the board, be used as the basis of an investigation of a person named in
10the report. The board may require a person holding a license, certificate or limited
11permit to undergo and may consider the results of one or more physical, mental or
12professional competency examinations if the board believes that the results of any
13such examinations may be useful to the board in conducting its investigation.
SB653,18 14Section 18 . 448.02 (3) (a) of the statutes, as affected by 2013 Wisconsin Act 240
15and 2015 Wisconsin Act .... (this act), is repealed and recreated to read:
SB653,39,916 448.02 (3) (a) The board shall investigate allegations of unprofessional conduct
17and negligence in treatment by persons holding a license or certificate granted by the
18board. An allegation that a physician has violated s. 448.30 or 450.13 (2) or has failed
19to mail or present a medical certification required under s. 69.18 (2) within 21 days
20after the pronouncement of death of the person who is the subject of the required
21certificate or that a physician has failed at least 6 times within a 6-month period to
22mail or present a medical certificate required under s. 69.18 (2) within 6 days after
23the pronouncement of death of the person who is the subject of the required
24certificate is an allegation of unprofessional conduct. Information contained in
25reports filed with the board under s. 49.45 (2) (a) 12r., 50.36 (3) (b), 609.17 or 632.715,

1or under 42 CFR 1001.2005, shall be investigated by the board. Information
2contained in a report filed with the board under s. 655.045 (1), as created by 1985
3Wisconsin Act 29
, which is not a finding of negligence or in a report filed with the
4board under s. 50.36 (3) (c) may, within the discretion of the board, be used as the
5basis of an investigation of a person named in the report. The board may require a
6person holding a license or certificate to undergo and may consider the results of one
7or more physical, mental or professional competency examinations if the board
8believes that the results of any such examinations may be useful to the board in
9conducting its investigation.
SB653,19 10Section 19. 448.03 (5) (a) of the statutes is repealed.
SB653,20 11Section 20. 457.26 (2) (gm) of the statutes is repealed.
SB653,21 12Section 21. 625.11 (4) of the statutes is amended to read:
SB653,39,2213 625.11 (4) Unfair discrimination. One rate is unfairly discriminatory in
14relation to another in the same class if it clearly fails to reflect equitably the
15differences in expected losses and expenses. Rates are unfairly discriminatory when
16an insurer assigns a higher rate for services based only on incomplete actuarial data
17or uses such incomplete data to limit liability associated with insuring an unknown
18risk.
Rates are not unfairly discriminatory because different premiums result for
19policyholders with like loss exposures but different expense factors, or like expense
20factors but different loss exposures, so long as the rates reflect the differences with
21reasonable accuracy. Rates are not unfairly discriminatory if they are averaged
22broadly among persons insured under a group, franchise or blanket policy.
SB653,22 23Section 22. 625.22 (1) of the statutes is amended to read:
SB653,40,224 625.22 (1) Order in event of violation. If the commissioner finds after a
25hearing that a rate is not in compliance with s. 625.11 or 655.92, the commissioner

1shall order that its use be discontinued for any policy issued or renewed after a date
2specified in the order.
SB653,23 3Section 23. 628.34 (3) (b) of the statutes is amended to read:
SB653,40,134 628.34 (3) (b) No insurer may refuse to insure or refuse to continue to insure,
5or limit the amount, extent or kind of coverage available to an individual, or charge
6an individual a different rate for the same coverage because of a mental or physical
7disability except when the refusal, limitation or rate differential is based on either
8sound actuarial principles supported by reliable data or actual or reasonably
9anticipated experience, subject to ss. 632.746 to 632.7495. Sound actuarial
10principles may not include political or social considerations, ethical or religious
11considerations, or the charging of higher rates for services when only incomplete
12actuarial data are available, using such data to limit liability associated with
13insuring an unknown risk.
SB653,24 14Section 24. 632.8985 of the statutes is repealed.
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