CONSUMER ACT

  Violation as to notice to, 425.304

Credit and crimes, 943.41

Credit services organizations:

  Contracts, 422.505

  Definitions, 422.501

  Information statement, 422.504

  Prohibited activities, 422.503

  Registration requirements, 422.502

  Waiver, by buyer void, 422.506

Default charges, limitation on, 422.413

Defenses assertable against an assignee of creditor, 422.407

  Violation of law, 422.407 (6), 425.304

Deferral charges, 422.204

  Violation of law, 422.204 (10), 425.304

Delinquency charges, 422.203

  Violation of law, 422.203 (5), 425.304

Disclosure:

  Creditor to make in accordance with federal consumer credit protection act, 422.301

  Estimates or approximations permitted, 422.307

  General requirements, 422.302

  Open-end credit, 422.308

Earnings, assignment of, 422.404

Estimates permitted in disclosures, 422.307

Exemptions from execution, 815.18 (11)

Farm equipment, sale of, finance charges, 422.201 (4)

Finance charges, 422.201, 422.202 (3)

  Variable rate transaction, 422.421

  Violation of law, 422.201 (13), 425.305

Finance charges on consolidation, 422.206

  Violation of law, 422.206 (4), 425.304

Finance charges on refinancing, 422.205

  Violation of law, 422.205 (4), 425.304

Form requirements other than open-end, 422.303

  Violation of law, 422.303 (6), 425.304

Insurance:

  Advances by creditor on behalf of customer, 422.207

  Commissions, limitations, 424.502

  Solicitation, false, misleading or deceptive, 424.501

Interlocking loans, 422.408

Judgment, authorization to confess prohibited, 422.405

Liability, notice of termination, 422.4155

Limitation on default charges, violation of law, 422.413, 425.304

Married persons, credit transactions with, 766.565

Maximum periods of repayment, 422.403

  Violation of law, 422.403 (5), 425.304

Motor vehicles warranties, leased vehicles, 218.015

Multiple agreements, use of, 422.414

Negotiable instruments:

  Prohibition, usage, holder's liability, 422.406

  Violation of law as to usage, 422.406 (5), 425.304

Notice of assignment to customer, 422.409

Notice of termination of liability, 422.4155

Notice to customer on instrument, 422.303 (3)

Obligors:

  Explanation of obligation, 422.305

  Violation as to notice to, 422.305 (5)

Open-end credit:

  Application of payments, 422.418

  Changes in terms adverse to customer, 422.415

  Disclosure, 422.308

  Finance charge, 422.201 (10), (10m)

  Notice of termination of liability, 422.4155

  Variable rate transaction, 422.421

Payment, evidence of, 422.306

Performance, statements of, 422.410

Post-high school education loans, 422.403 (4)

Prepay, right to, 422.208

Prepayment, rebate on, finance charge, 422.209

Real property improvements, maximum periods of repayment for transactions, 422.403 (2)

Rebate on prepayment, 422.209

  Finance charge, 422.209

  Violation of law, 422.209 (7), 425.304

Receipts for payments required, 422.306

Referral transactions prohibited, 422.416

  Violation of law, 422.416 (2), 425.305

Repayment, maximum periods, 422.403

Rule of 78, calculation of rebates, 422.209 (2)

Scope of law, 422.102, 422.401

Security interests:

  Consolidation, application of payments, 422.418

  Restrictions on, 422.417

Short title, 422.101

State agencies, loans, 422.403 (4m)

Statement of payments, charges and unpaid balance to be furnished customer, 422.306 (2)

Statement of purchases, payments, unpaid balance on open-end credit plan, 422.306 (3)

Sum of digits method, calculation of rebates, 422.209 (2)

Unequal payments prohibited, exceptions, 422.402

Use of multiple agreements, violation of law, 422.414, 425.305

Variable rate transaction, 422.421