AB789,3,1615 The creditor has been awarded a court judgment that has not been paid. As a
16result, the creditor claims that a total of $.... is owed by the debtor, as follows:
AB789,3,1717 A. Unpaid balance on judgment                      $....
AB789,3,1818 B. Unpaid postjudgment interest                     $....
AB789,3,1919 C. Costs of this earnings garnishment
AB789,3,2020 (estimated)                                 $....
AB789,3,2121 TOTAL                                        $....
AB789,3,2422 The creditor believes that you will owe the debtor for earnings within the next
2313 weeks
. If the $15 fee is tendered with these papers, you are directed by the court
24to do the following:
AB789,4,2
1DETERMINE WHETHER YOU WILL
2 OWE THE DEBTOR EARNINGS
AB789,4,43 1. Determine if you are likely to owe the debtor for earnings in pay periods
4beginning within the next 13 weeks after the date of service.
AB789,4,85 2. If you are not likely to owe the debtor for earnings in pay periods beginning
6within the next 13 weeks after the date of service, send a statement stating that fact
7to the creditor by the end of the 7th business day after receiving the earnings
8garnishment forms.
AB789,4,109 IF THE DEBTOR SENDS
10 YOU AN ANSWER
AB789,4,1411 3. Whenever you receive a debtor's answer form from the debtor, mail a copy
12of the answer form to the creditor by the end of the 3rd business day after receipt of
13that form. Include the date you received the answer form on the copy sent to the
14creditor.
AB789,4,1715 4. If the debtor's answer form claims a complete exemption or defense, do not
16withhold or pay to the creditor any part of the debtor's earnings under this
17garnishment unless you receive an order of the court directing you to do so.
AB789,4,1918 MULTIPLE EARNINGS
19 GARNISHMENTS
AB789,5,220 5. If the debtor's earnings are already being garnisheed when you receive this
21earnings garnishment, place this earnings garnishment into effect the pay period
22after the last of any prior earnings garnishments terminates. Notify the debtor of
23the amount of the garnishment and notify the creditor of the amount owed on the
24pending garnishments by the end of the 7th business day after you receive these
25forms. If there are no prior pending earnings garnishments against the debtor's

1earnings, place this earnings garnishment into effect the pay period after you receive
2it.
AB789,5,43 EARNINGS GARNISHMENTS
4LAST 13 WEEKS,
AB789,5,5 5EXCEPT FOR PUBLIC EMPLOYEES
AB789,5,156 6. The garnishment of the earnings of employees of the state of Wisconsin and
7its political subdivisions remain
remains in effect until the judgment is satisfied.
8The garnishment of earnings of other employees will affect the debtor's earnings for
9all pay periods beginning within 13 weeks after you receive it, unless the debtor's
10earnings are already being garnisheed.
If this earnings garnishment is delayed
11under paragraph 5, above, it will affect the debtor's earnings for all pay periods
12beginning within 13 weeks after the first day of the pay period that you put this
13earnings garnishment into effect. If the amount claimed by the creditor is fully paid
14before the end of the 13 weeks, this earnings garnishment will terminate at that
15point.
AB789,5,1616 PAYING THE CREDITOR
AB789,5,1917 7. Between 5 and 10 business days after each payday of a pay period affected
18by this earnings garnishment, pay the creditor 20% of the debtor's disposable
19earnings for that pay period. Payment is complete upon mailing.
AB789,5,2120 EFFECT OF COURT-ORDERED
21 ASSIGNMENTS FOR SUPPORT
AB789,6,422 8. If the debtor has assigned his or her earnings for support by court order, those
23support payments take priority over this earnings garnishment. If 25% or more of
24the debtor's disposable earnings is assigned for support by court order, do not pay any
25part of the debtor's earnings to the creditor. Instead, send the creditor a statement

1of that fact by the end of the 7th business day after you receive these forms. If less
2than 25% of the debtor's earnings is assigned for support by court order, the amount
3the creditor must be paid is reduced so that the total of earnings assigned and
4garnisheed does not exceed 25% of the debtor's disposable earnings.
AB789,6,5 5EXTENSIONS
AB789,6,12 69. The debtor and creditor may agree in writing to extend this earnings
7garnishment for additional pay periods beginning within 13 weeks after this
8earnings garnishment would otherwise terminate. If you receive a written extension
9stipulation, and an additional garnishee fee for each extension, you must honor it
10unless a different garnishment against this debtor's earnings is served upon you
11before the extension takes effect. In that case, the extension is void and you must
12return the extension fee to the party who paid it to you.
AB789, s. 7 13Section 7. 812.44 (4) (form) of the statutes is amended to read:
AB789,6,1414 812.44 (4) (form)
AB789,6,1515 STATE OF WISCONSIN
AB789,6,1616 CIRCUIT COURT:.... County
AB789,6,1818 A.B., Creditor
AB789,6,1919 vs.                                 File or Reference Number....
AB789,6,2020 C.D., Debtor                          EXEMPTION NOTICE
AB789,6,2121 and                                 EARNINGS GARNISHMENT
AB789,6,2222 E.F., Garnishee
AB789,7,1
1To the debtor:
AB789,7,72 The creditor was awarded a judgment against you or your spouse by.... (County
3Circuit or Federal District) Court on the.... day of...., .... (year) That judgment not
4having been fully paid, the creditor has now filed a garnishment proceeding against
5your earnings from the garnishee. This means that the creditor is seeking to take
6some of your earnings to satisfy part or all of the judgment against you or your
7spouse.
AB789,7,88 The total amount of the creditor's claim is as follows:
AB789,7,99 Unpaid balance on judgment                        $....
AB789,7,1010 Unpaid postjudgment interest                       $....
AB789,7,1111 Costs:
AB789,7,1212 a. Garnishment filing fee                         $....
AB789,7,1313 b. Garnishee fee                             $....
AB789,7,1414 c. Service of process (estimate)                      $....
AB789,7,1515 TOTAL                                          $....
AB789,7,1816 By law, you are entitled to an exemption of not less than 80% of your disposable
17earnings. Your "disposable earnings" are those remaining after social security and
18federal and state income taxes are withheld.
AB789,7,1919 Your earnings are completely exempt from garnishment if:
AB789,7,2220 1. Your household income is below the federal poverty level, or this
21garnishment would cause that to happen. See the enclosed schedules and worksheet
22to determine if you qualify for this exemption.
AB789,8,223 2. You receive aid to families with dependent children, relief funded by a relief
24block grant under ch. 49, relief provided by counties under section s. 59.53 (21) of the
25Wisconsin Statutes, medical assistance, supplemental security income, food stamps,

1or veterans benefits based on need under 38 USC 501 to 562 or section 45.351 (1) of
2the Wisconsin Statutes, or have received these benefits within the past 6 months.
AB789,8,43 3. At least 25% of your disposable earnings are assigned by court order for
4support.
AB789,8,75 If you qualify for a complete exemption, you must give or mail a copy of the
6enclosed debtor's answer form to the garnishee in order to receive that increased
7exemption.
AB789,8,98 If your circumstances change while the garnishment is in effect, you may file
9a new answer at any time.
AB789,8,1310 If you do not qualify for a complete exemption, but you will not be able to acquire
11the necessities of life for yourself and your dependents if your earnings are reduced
12by this earnings garnishment, you may ask the court in which this earnings
13garnishment was filed to increase your exemption or grant you other relief.
AB789,8,1514 IF YOU NEED ASSISTANCE
15 CONSULT AN ATTORNEY
AB789,8,2116 If you have earnings that are being garnisheed that are exempt or subject to a
17defense, the sooner you file your answer or seek relief from the court, the sooner such
18relief can be provided. This earnings garnishment affects your earnings in pay
19periods beginning within 13 weeks after it was served on the garnishee. You may
20agree in writing with the creditor to extend it for additional 13-week periods until
21the debt is paid
and remains in effect until the judgment is satisfied.
AB789,8,2222 PENALTIES
AB789,8,2523 If you wrongly claim an exemption or defense in bad faith, or if the creditor
24wrongly objects to your claim in bad faith, the court may order the person who acted
25in bad faith to pay court costs, actual damages and reasonable attorney fees.
AB789, s. 8
1Section 8. Initial applicability.
AB789,9,32 (1) This act first applies to garnishment actions filed on the effective date of this
3subsection.
AB789,9,44 (End)
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