SB559,14 11Section 14. 224.55 of the statutes is created to read:
SB559,7,12 12224.55 Portable benefit accounts. (1) In this section:
SB559,7,1313 (a) “Eligible driver” has the meaning given in s. 103.08 (1) (d).
SB559,7,1414 (b) “Financial institution” has the meaning given in s. 214.01 (1) (jn).
SB559,7,1515 (c) “Portable benefit account” has the meaning given in s. 103.08 (1) (f).
SB559,7,1616 (d) “Qualifying event” means an event described in s. 103.08 (3) (a).
SB559,7,23 17(2) A financial institution or other person may request approval from the
18department to offer portable benefit accounts. If the financial institution or other
19person demonstrates to the satisfaction of the department that the manner in which
20the financial institution or other person will administer the portable benefit account
21will be consistent with s. 103.08 (2) and (3), and the financial institution or other
22person satisfies any applicable rule under sub. (5), the department shall approve the
23request.
SB559,7,25 24(3) A financial institution or other person approved by the department under
25sub. (2) may offer and administer portable benefit accounts.
SB559,8,3
1(4) A financial institution or other person authorized to offer and administer
2portable benefit accounts under sub. (3) may include an income replacement benefit
3to be made available to eligible drivers upon the occurrence of any qualifying event.
SB559,8,5 4(5) The department may promulgate rules related to the process and
5requirements for the department's approval under sub. (2).
SB559,15 6Section 15 . 632.985 of the statutes is created to read:
SB559,8,8 7632.985 Insurance coverage provided by network companies. (1)
8Definitions. In this section:
SB559,8,99 (a) “Application-based driver” has the meaning given in s. 102.01 (2) (ae).
SB559,8,1110 (b) “Network company” means a delivery network company, as defined in s.
11102.01 (2) (an), or a transportation network company, as defined in s. 440.40 (6).
SB559,8,15 12(2) Accident and sickness insurance. (a) A network company may carry,
13provide, or otherwise make available group or blanket accident and sickness
14insurance coverage for application-based drivers who provide covered services
15through the network company's network.
SB559,8,2316 (b) No later than 30 days after the commencement of a policy under this
17subsection, a network company that purchases an insurance policy described in par.
18(a) shall provide to the department of safety and professional services a copy of the
19group or blanket insurance policy. At least 5 days prior to the effective date of a
20cancellation or nonrenewal of the policy, the network company shall file with the
21department of safety and professional services a notice of the cancellation or
22nonrenewal, and the secretary of safety and professional services shall be treated as
23a certificate holder for purposes of receiving the notice.
SB559,8,2524 (c) Chapter 102 does not apply to a group or blanket accident and sickness
25insurance policy described in par. (a).
SB559,9,10
1(3) Occupational accident insurance. (a) A network company may carry,
2provide, or otherwise make available group or blanket occupational accident
3insurance to cover the medical expenses and lost income resulting from an injury
4suffered by an application-based driver while engaged on the network company's
5online-enabled application, software, or system. For purposes of this paragraph, an
6application-based driver is engaged on the network company's online-enabled
7application, software, or system during the time beginning when the
8application-based driver accepts a rideshare request or delivery request and ending
9when the application-based driver completes that rideshare request or delivery
10request.
SB559,9,1311 (b) A policy under this subsection shall provide, in aggregate, at least
12$1,000,000 of coverage for the medical expenses, short-term disability, long-term
13disability, and survivor benefits.
SB559,9,1714 (c) If a claim is covered by occupational accident insurance maintained by more
15than one network company, the insurer of the network company against whom a
16claim is filed shall be entitled to a contribution for the pro rata share of coverage
17attributable to one or more other network companies.
SB559,9,2318 (d) A policy issued or maintained by a network company may provide that,
19regardless of the number of policies involved, claims made, premiums shown on the
20policy, or premiums paid, the limits for any coverage under the policy may not be
21added to the limits for similar occupational accident insurance coverage provided by
22another network company to determine the limit of occupational accident insurance
23coverage available arising from any one injury.
SB559,9,2524 (e) Any benefit provided to an application-based driver under an occupational
25accident insurance policy described in par. (a) shall be treated as amounts payable

1under a worker's compensation law or disability benefit for the purpose of
2determining amounts payable under insurance provided under s. 632.32 (4) or (4m).
SB559,16 3Section 16 . INS 3.14 (6) (intro.), (a), (b) and (c) of the administrative code are
4amended to read:
SB559,10,65 INS 3.14 (6) (intro.) Eligible groups. In accordance with s. 600.03 (23), Stats.,
6an eligible group includes any of the following
:
SB559,10,97 (a) The members of the board of directors of a corporation are eligible to be
8covered under a group accident and sickness policy issued to such corporation,
9corporation.
SB559,10,1310 (b) The individual members of member organizations of an association, as
11defined in s. 600.03 (23), Stats., are eligible to be covered under a group accident and
12sickness policy issued to such association insuring employees of such association and
13employees of member organizations of such association, and.
SB559,10,1614 (c) The individuals supplying raw materials to a single processing plant and
15the employees of such processing plant are eligible to be covered under a group
16accident and sickness policy issued to such processing plant.
SB559,17 17Section 17. INS 3.14 (6) (d) of the administrative code is created to read:
SB559,10,2018 INS 3.14 (6) (d) Application-based drivers, as defined in s. 632.985 (1) (a),
19Stats., of a network company, as defined in s. 632.985 (1) (b), Stats., covered under
20a group accident and sickness policy issued to the network company.
SB559,18 21Section 18 . INS 3.15 (4) (a) of the administrative code is amended to read:
SB559,11,922 INS 3.15 (4) (a) In accordance with the provisions of s. 600.03 (4), Stats., the
23following are eligible for blanket accident and health insurance: 1. Volunteer fire
24departments, 2. National guard units, 3. Newspaper delivery carriers, 4. Dependents
25of students, 5. Volunteer civil defense organizations, 6. Volunteer auxiliary police

1organizations, 7. Law enforcement agencies, 8. Cooperatives organized under ch.
2185, Stats., on a membership basis without capital stock, 9. Registered guests in a
3motel, hotel, or resort, 10. Members or members and advisors of fraternal
4organizations including women's auxiliaries of such organizations and fraternal
5youth organizations, 11. Associations of sports officials, 12. Purchasers of protective
6athletic equipment, 13. Migrant workers, 14. Participants in racing meets, 15.
7Patrons or guests of a recreational facility or resort, 16. Application-based drivers,
8as defined in s. 102.01 (2) (ae), Stats., of a network company, as defined in s. 632.985
9(1) (b), Stats
.
SB559,19 10Section 19. Effective dates. This act takes effect on the day after publication,
11except as follows:
SB559,11,1212 (1) The treatment of administrative rules takes effect as provided in s. 227.265.
SB559,11,1313 (End)
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