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CHAPTER 422
CONSUMER CREDIT TRANSACTIONS
SUBCHAPTER I
GENERAL PROVISIONS
422.101       Short title.
422.102       Scope.
SUBCHAPTER II
MAXIMUM CHARGES
422.201       Finance charge for consumer credit transactions.
422.202       Additional charges.
422.203       Delinquency charges.
422.204       Deferral charges.
422.205       Finance charge on refinancing.
422.206       Finance charge on consolidation.
422.207       Advances to perform agreements of customer.
422.208       Right to prepay.
422.209       Rebate on prepayment.
422.210       Agricultural credit transactions.
SUBCHAPTER III
DISCLOSURE AND FORM OF WRITINGS
422.301       Requirements of federal act.
422.302       General requirements and provisions.
422.303       Form requirements other than open-end or discount.
422.304       Prohibition of blank writings.
422.305       Notice to obligors.
422.306       Receipts; accounting; evidence of payment.
422.307       Estimates or approximations.
422.308       Open-end credit disclosures.
422.310       Refund anticipation loans.
SUBCHAPTER IV
LIMITATIONS ON AGREEMENTS AND PRACTICES
422.401       Scope.
422.402       Balloon payments prohibited.
422.403       Maximum periods of repayment.
422.404       Assignment of earnings.
422.405       Authorization to confess judgment prohibited.
422.406       Negotiable instruments.
422.407       Defenses assertable against an assignee.
422.408       Interlocking loans.
422.409       Notice of assignment.
422.410       Statements of compliance or performance.
422.411       Attorney fees.
422.412       Restriction on liability in consumer lease.
422.413       Limitation on default charges.
422.414       Use of multiple agreements.
422.415       Changes in open-end credit terms.
422.4155       Notice of termination of liability.
422.416       Referral transactions prohibited.
422.417       Restrictions on security interests.
422.418       Security interests: consolidations; open-end credit plans.
422.419       Waivers prohibited.
422.420       Cosigner charges.
422.421       Variable rate transaction.
422.422       Cash discounts.
SUBCHAPTER V
CREDIT SERVICES ORGANIZATIONS
422.501       Definitions.
422.502       Registration requirements.
422.503       Prohibited activities.
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2011-12 Wis. Stats. database updated though 2013 Wis. Act 10 and all Supreme Court Orders enacted before May 1, 2013. Statutory changes effective on or prior to May 1, 2013 are published as currently in effect. Changes effective after May 1, 2013 are designated by NOTES. See Are the Statutes on this Website Official? (5-1-13)