In accordance with s.619.15 (2), Wis. Stat., I am pleased to submit the annual Report of the Wisconsin Health Insurance Risk-Sharing Plan (HIRSP). The plan was established in 1981 and now offers health insurance to 11,264 Wisconsin residents.
I am confident that the HIRSP Board of Governors will continue to explore additional cost-containment options for the plan, which will prove to be beneficial to both HIRSP enrollees and the state of Wisconsin.
The data continues to show that HIRSP remains as a viable alternative for health insurance for Wisconsin citizens. Please contact Eileen Mallow of my staff if you have any questions.
Sincerely,
Josephine Musser
Commissioner of Insurance
State of Wisconsin
Office of the Commissioner of Insurance
June 30, 1995
The Honorable, The Legislature:
Attached is the annual report of the Small Employers Insurance Board (Board) as required under Section
635.23, Wis. Stat.
The report discusses, among other issues, the performance of the Small Employer Health Insurance Basic Plan. In evaluating the performance of this Plan which requires small group health insurers to offer a guarantee issue product, the Board expressed a desire to communicate opinions to the Legislature on how the performance of this plan could be improved.
Since some of the proposals discussed by the Board lie outside of its jurisdiction, it was felt that they be communicated separate from the annual report. In particular, the Board identified the following suggestions:
1. The provisions in the state statute for the Basic Plan should be amended to allow for two policies, one with a high annual limit on coverage and one with a low annual limit. The low annual limit of $30,000 in benefits was identified in a recent survey as one of the more negative aspects of the benefit design preventing employers from purchasing policies.
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2. Statutes mandating an employer contribution should be amended to allow for employees to pay more of the premium, rather than not be eligible for the Basic Plan because an employer could not afford to contribute to premiums.
3. Expand the effects of Chapter
635, Wis. Stat. to apply to larger groups (for example up to 100 employees).
The Board felt that these changes would improve the marketability of Basic Plan policies by insurers.
The Board has also asked me to express their desire to discuss these provisions with members of the Legislature at a later meeting.
Should you have any questions, please contact me, or Peter Farrow at 264-6239.
Sincerely,
josephine musser
Commissioner of Insurance
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State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Haugestuen, Joyce,
of Dallas, as a member of the Barbering and Cosmetology Examining Board, to serve for the term ending July 1, 1998.
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Business, Economic Development and Urban Affairs.
State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Kreyer
, Audrie J.,
of Fennimore, as a member of the Barbering and Cosmetology Examining Board, to serve for the term ending July 1, 1999.
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Business, Economic Development and Urban Affairs.
State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Fahey
, John W.,
of Madison, as a member of the Barbering and Cosmetology Examining Board, to serve for the term ending July 1, 1999.
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Business, Economic Development and Urban Affairs.
State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Trotter, Danny E.,
of Edgerton, as a member of the Barbering and Cosmetology Examining Board, to serve for the term ending July 1, 1999.
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Business, Economic Development and Urban Affairs.
State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Sievert, James A.,
of Wausau, as a member of the Dentistry Examining Board, to serve for the term ending July 1, 1999.
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Health, Human Services and Aging.
State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Elliott, James N.,
of Milwaukee, as a member of the Wisconsin Technical College System Board, to serve for the term ending May 1, 2001.,
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Education and Financial Institutions.
State of Wisconsin
Office of the Governor
June 29, 1994
The Honorable, The Senate:
I am please to nominate and with the advice and consent of the Senate, do appoint Barry
, Jonathan B.,
of Madison, as a member of the Wisconsin Technical College System, to serve for the term ending May 1, 2001.
Respectfully submitted,
Tommy G. Thompson
Governor
Read and referred to committee on Education and Financial Institutions.
Office of the Governor
