For further information, see the analysis for the bill.
The people of the state of Wisconsin, represented in senate and assembly, do
enact as follows:
AB210-ASA1,3,62
40.51
(8) Every health care coverage plan offered by the state under sub. (6)
3shall comply with ss. 631.89, 631.90, 631.93 (2), 631.95, 632.72 (2), 632.746 (1) to (8)
4and (10), 632.747, 632.748, 632.798,
632.83, 632.835, 632.85, 632.853, 632.855,
5632.87 (3) to (6), 632.885, 632.89, 632.895 (5m) and (8) to (17), and 632.896
and, so
6far as applicable, ch. 636.
AB210-ASA1, s. 2
7Section
2
. 40.51 (8) of the statutes, as affected by 2011 Wisconsin Act .... (this
8act), is amended to read:
AB210-ASA1,3,139
40.51
(8) Every health care coverage plan offered by the state under sub. (6)
10shall comply with ss. 631.89, 631.90, 631.93 (2), 631.95, 632.72 (2), 632.746 (1) to (8)
11and (10), 632.747, 632.748, 632.798, 632.85, 632.853, 632.855, 632.87 (3) to (6),
12632.885, 632.89, 632.895 (5m) and (8) to (17), and 632.896 and, so far as applicable,
13ch. 636.
AB210-ASA1,3,1815
40.51
(8m) Every health care coverage plan offered by the group insurance
16board under sub. (7) shall comply with ss. 631.95, 632.746 (1) to (8) and (10), 632.747,
17632.748, 632.798,
632.83, 632.835, 632.85, 632.853, 632.855, 632.885, 632.89, and
18632.895 (11) to (17)
and, so far as applicable, ch. 636.
AB210-ASA1, s. 4
19Section
4
. 40.51 (8m) of the statutes, as affected by 2011 Wisconsin Act .... (this
20act), is amended to read:
AB210-ASA1,4,4
140.51
(8m) Every health care coverage plan offered by the group insurance
2board under sub. (7) shall comply with ss. 631.95, 632.746 (1) to (8) and (10), 632.747,
3632.748, 632.798, 632.85, 632.853, 632.855,
632.885, 632.89, and 632.895 (11) to (17)
4and, so far as applicable, ch. 636.
AB210-ASA1,4,117
49.67
(3) (am) 2. b. If the applicant is under 26 years of age, notice that he or
8she may be eligible for coverage as a dependent under his or her parent's health care
9plan in accordance with s.
632.885 636.25 (1) (h) or (3) (b), and that his or her parent's
10plan must include coverage for services that are not covered under the plan under
11this section.
AB210-ASA1,4,1913
66.0137
(4) Self-insured health plans. If a city, including a 1st class city, or
14a village provides health care benefits under its home rule power, or if a town
15provides health care benefits, to its officers and employees on a self-insured basis,
16the self-insured plan shall comply with ss. 49.493 (3) (d), 631.89, 631.90, 631.93 (2),
17632.746 (10) (a) 2. and (b) 2., 632.747 (3), 632.798, 632.85, 632.853, 632.855, 632.87
18(4), (5), and (6), 632.885, 632.89, 632.895 (9) to (17), 632.896, and 767.513 (4)
and, so
19far as applicable, ch. 636.
AB210-ASA1, s. 7
20Section
7
. 66.0137 (4) of the statutes, as affected by 2011 Wisconsin Act ....
21(this act), is amended to read:
AB210-ASA1,5,322
66.0137
(4) Self-insured health plans. If a city, including a 1st class city, or
23a village provides health care benefits under its home rule power, or if a town
24provides health care benefits, to its officers and employees on a self-insured basis,
25the self-insured plan shall comply with ss. 49.493 (3) (d), 631.89, 631.90, 631.93 (2),
1632.746 (10) (a) 2. and (b) 2., 632.747 (3), 632.798, 632.85, 632.853, 632.855, 632.87
2(4), (5), and (6),
632.885, 632.89, 632.895 (9) to (17), 632.896, and 767.513 (4) and, so
3far as applicable, ch. 636.
AB210-ASA1,5,75
111.91
(2) (n) The provision to employees of the health insurance coverage
6required under s. 632.895 (11) to (14), (16),
and (16m)
, and (17)
and, so far as
7applicable, s. 636.25.
AB210-ASA1, s. 9
8Section
9. 111.91 (2) (nm) of the statutes is amended to read:
AB210-ASA1,5,119
111.91
(2) (nm) The requirements related to
providing coverage for a dependent
10under s. 632.885 and to continuing coverage for a dependent student on a medical
11leave of absence under s. 632.895 (15).
AB210-ASA1,5,1513
111.91
(2) (s) The requirements related to internal
grievance procedures under
14s. 632.83 and independent review and external appeals of certain health benefit plan
15determinations
established under s.
632.835 636.12.
AB210-ASA1,5,1817
111.998
(2) (n) The provision to employees of the health insurance coverage
18required under s. 632.895 (11) to (14)
and, so far as applicable, s. 636.25.
AB210-ASA1,5,2220
111.998
(2) (s) The requirements related to internal
grievance procedures
21under s. 632.83 and independent review and external appeals of certain health
22benefit plan determinations
established under s.
632.835 636.12.
AB210-ASA1,6,224
120.13
(2) (g) Every self-insured plan under par. (b) shall comply with ss.
2549.493 (3) (d), 631.89, 631.90, 631.93 (2), 632.746 (10) (a) 2. and (b) 2., 632.747 (3),
1632.798, 632.85, 632.853, 632.855, 632.87 (4), (5), and (6), 632.885, 632.89, 632.895
2(9) to (17), 632.896, and 767.513 (4)
and, so far as applicable, ch. 636.
AB210-ASA1, s. 14
3Section
14
. 120.13 (2) (g) of the statutes, as affected by 2011 Wisconsin Act ....
4(this act), is amended to read:
AB210-ASA1,6,85
120.13
(2) (g) Every self-insured plan under par. (b) shall comply with ss.
649.493 (3) (d), 631.89, 631.90, 631.93 (2), 632.746 (10) (a) 2. and (b) 2., 632.747 (3),
7632.798, 632.85, 632.853, 632.855, 632.87 (4), (5), and (6),
632.885, 632.89, 632.895
8(9) to (17), 632.896, and 767.513 (4) and, so far as applicable, ch. 636.
AB210-ASA1, s. 15
9Section
15
. 185.983 (1) (intro.) of the statutes is amended to read:
AB210-ASA1,6,1710
185.983
(1) (intro.) Every voluntary nonprofit health care plan operated by a
11cooperative association organized under s. 185.981 shall be exempt from chs. 600 to
12646, with the exception of ss. 601.04, 601.13, 601.31, 601.41, 601.42, 601.43, 601.44,
13601.45, 611.26, 611.67, 619.04, 623.11, 623.12, 628.34 (10), 631.17, 631.89, 631.93,
14631.95, 632.72 (2), 632.745 to 632.749, 632.775, 632.79, 632.795, 632.798, 632.85,
15632.853, 632.855, 632.87 (2), (2m), (3), (4), (5), and (6), 632.885, 632.89, 632.895 (5)
16and (8) to (17), 632.896, and 632.897 (10) and chs. 609, 620,
625, 630, 635,
636, 645,
17and 646, but the sponsoring association shall:
AB210-ASA1, s. 16
18Section
16
. 185.983 (1) (intro.) of the statutes, as affected by 2011 Wisconsin
19Act .... (this act), is amended to read:
AB210-ASA1,7,220
185.983
(1) (intro.) Every voluntary nonprofit health care plan operated by a
21cooperative association organized under s. 185.981 shall be exempt from chs. 600 to
22646, with the exception of ss. 601.04, 601.13, 601.31, 601.41, 601.42, 601.43, 601.44,
23601.45, 611.26, 611.67, 619.04, 623.11, 623.12, 628.34 (10), 631.17, 631.89, 631.93,
24631.95, 632.72 (2), 632.745 to 632.749, 632.775, 632.79, 632.795, 632.798, 632.85,
25632.853, 632.855, 632.87 (2), (2m), (3), (4), (5), and (6),
632.885, 632.89, 632.895 (5)
1and (8) to (17), 632.896, and 632.897 (10) and chs. 609, 620, 625, 630, 635, 636, 645,
2and 646, but the sponsoring association shall:
AB210-ASA1,7,54
600.01
(2) (b) Group or blanket insurance described in sub. (1) (b) 3. and 4. is
5not exempt from ss. 632.745 to 632.749
, 632.83 or 632.835 or
636.12 or ch. 633 or 635.
AB210-ASA1,7,87
601.31
(1) (Lp) For certifying as an independent review organization under s.
8632.835 636.15 (1) (a), $400.
AB210-ASA1,7,1110
601.31
(1) (Lr) For each biennial recertification as an independent review
11organization under s.
632.835 636.15 (1) (a), $100.
AB210-ASA1,7,2413
601.42
(4) Replies. Any officer, manager or general agent of any insurer
14authorized to do or doing an insurance business in this state, any person controlling
15or having a contract under which the person has a right to control such an insurer,
16whether exclusively or otherwise, any person with executive authority over or in
17charge of any segment of such an insurer's affairs, any individual practice
18association or officer, director or manager of an individual practice association, any
19insurance agent or other person licensed under chs. 600 to 646, any provider of
20services under a continuing care contract, as defined in s. 647.01 (2), any
21independent review organization certified or recertified under s.
632.835 (4) 636.15
22(1) (a) or any health care provider, as defined in s. 655.001 (8), shall reply promptly
23in writing or in other designated form, to any written inquiry from the commissioner
24requesting a reply.
AB210-ASA1,8,3
1601.465
(1m) (d) Information contained in individual or small group health
2insurance rate and supplementary rate information filed under ch. 625 that the
3office determines is proprietary.
AB210-ASA1,8,125
609.655
(4) (b) Upon completion of the review under par. (a), the medical
6director of the defined network plan shall determine whether the policy or certificate
7will provide coverage of any further treatment for the dependent student's nervous
8or mental disorder or alcoholism or other drug abuse problems that is provided by
9a provider located in reasonably close proximity to the school in which the student
10is enrolled. If the dependent student disputes the medical director's determination,
11the dependent student may submit a written grievance under the defined network
12plan's internal grievance procedure established under s.
632.83 636.12.
AB210-ASA1, s. 24
14Section
24. 625.02 (1) of the statutes is renumbered 625.02 (1m).
AB210-ASA1,8,1716
625.02
(1h) "Individual health insurance coverage" has the meaning given in
17s. 636.01 (4).
AB210-ASA1,8,1919
625.02
(1p) "Public Health Service Act" has the meaning given in s. 636.01 (9).
AB210-ASA1,8,2221
625.02
(2f) "Secretary" means the secretary of the federal department of health
22and human services.
AB210-ASA1,9,524
625.02
(2s) "Small employer health insurance" means health insurance
25coverage as defined in s. 636.01 (3) that is offered in the small group market as
1defined in section 2791 (e) (5) of the Public Health Service Act (
42 USC 300gg-91 (e)
2(5)). For purposes of this subsection, a small employer is an employer that employed
3an average of at least one but not more than 50 employees on business days during
4the preceding calendar year and that employs at least one employee on the first day
5of the plan year.
AB210-ASA1, s. 29
6Section
29. 625.03 (1m) (e) of the statutes is renumbered 625.03 (1m) (e)
7(intro.) and amended to read:
AB210-ASA1,9,98
625.03
(1m) (e) (intro.) Group and blanket accident and sickness insurance
9other than credit, except for the following:
AB210-ASA1,9,10
101. Credit accident and sickness insurance.
AB210-ASA1, s. 30
11Section
30. 625.03 (1m) (e) 2. of the statutes is created to read:
AB210-ASA1,9,1412
625.03
(1m) (e) 2. Subject to s. 636.35, on and after September 1, 2011, small
13employer health insurance, unless the commissioner provides otherwise by rule,
14including emergency rule as provided in s. 636.10 (2).
AB210-ASA1, s. 31
15Section
31. 625.03 (1m) (e) 3. of the statutes is created to read:
AB210-ASA1,9,1916
625.03
(1m) (e) 3. Subject to s. 636.35, on and after September 1, 2011, group
17and blanket accident and sickness insurance offered in the individual market, as
18defined in s. 636.01 (5), unless the commissioner provides otherwise by rule,
19including emergency rule as provided in s. 636.10 (2).
AB210-ASA1,9,2421
625.13
(1) Filing procedure. Except as provided in
sub. subs. (2)
and (3), every
22authorized insurer and every rate service organization licensed under s. 625.31
23which has been designated by any insurer for the filing of rates under s. 625.15 (2)
24shall file with the commissioner all rates and supplementary rate information and
1all changes and amendments thereof made by it for use in this state within 30 days
2after they become effective.
AB210-ASA1,10,124
625.13
(3) Individual and small employer health insurance. Subject to s.
5636.35, on and after September 1, 2011, unless the commissioner provides otherwise
6by rule, including emergency rule as provided in s. 636.10 (2), for individual health
7insurance coverage, group and blanket accident and sickness insurance offered in
8the individual market, or small employer health insurance an insurer, or a rate
9service organization licensed under s. 625.31 that has been designated by the insurer
10for the filing of rates under s. 625.15 (2), shall file with the commissioner all rates
11and supplementary rate information, and all changes and amendments to the
12information, before they become effective.
AB210-ASA1,10,17
14625.14 Filings open to inspection.
Each Subject to s. 601.465 (1m) (d), each 15filing and any supporting information filed under this chapter shall, as soon as filed,
16be open to public inspection at any reasonable time. Copies may be obtained by any
17person on request and upon payment of a reasonable charge therefor.
AB210-ASA1, s. 35
18Section
35. 632.76 (2) (ac) 1. of the statutes is amended to read:
AB210-ASA1,10,2419
632.76
(2) (ac) 1. Notwithstanding par. (a)
and except as provided in subd. 4.,
20no claim or loss incurred or disability commencing after 12 months from the date of
21issue of an individual disability insurance policy, as defined in s. 632.895 (1) (a), may
22be reduced or denied on the ground that a disease or physical condition existed prior
23to the effective date of coverage, unless the condition was excluded from coverage by
24name or specific description by a provision effective on the date of the loss.
AB210-ASA1, s. 36
25Section
36. 632.76 (2) (ac) 2. of the statutes is amended to read:
AB210-ASA1,11,6
1632.76
(2) (ac) 2. Except as provided in
subd. subds. 3.
and 4., an individual
2disability insurance policy, as defined in s. 632.895 (1) (a), other than a short-term
3policy subject to s. 632.7495 (4) and (5), may not define a preexisting condition more
4restrictively than a condition, whether physical or mental, regardless of the cause
5of the condition, for which medical advice, diagnosis, care, or treatment was
6recommended or received within 12 months before the effective date of coverage.
AB210-ASA1, s. 37
7Section
37. 632.76 (2) (ac) 3. (intro.) of the statutes is amended to read:
AB210-ASA1,11,118
632.76
(2) (ac) 3. (intro.) Except as
provided in subd. 4. and except as the
9commissioner provides by rule under s. 632.7495 (5), all of the following apply to an
10individual disability insurance policy that is a short-term policy subject to s.
11632.7495 (4) and (5):
AB210-ASA1, s. 38
12Section
38. 632.76 (2) (ac) 4. of the statutes is created to read:
AB210-ASA1,11,1713
632.76
(2) (ac) 4. Subdivisions 1., 2., and 3. do not apply to an individual
14disability insurance policy, as defined in s. 632.895 (1) (a), issued on or after
15September 23, 2010, and before January 1, 2014, that covers an individual who is
16under 19 years of age, with respect to coverage of that individual. Section 636.25 (1)
17(f) applies to such a policy with respect to coverage of that individual.
AB210-ASA1, s. 42
22Section
42. 632.895 (15) (c) (intro.) of the statutes is amended to read:
AB210-ASA1,11,2523
632.895
(15) (c) (intro.)
A Except as otherwise required under s. 636.25 (1) (c),
24(2) (a), or (3) (a), a policy or plan is required to continue coverage under par. (a) only
25until any of the following occurs:
AB210-ASA1,12,33
Health insurance reform
AB210-ASA1,12,4
4636.01 Definitions. In this chapter, unless the context requires otherwise:
AB210-ASA1,12,5
5(1) "Defined network plan" has the meaning given in s. 609.01 (1b).
AB210-ASA1,12,7
6(2) "Grandfathered health plan" has the meaning given in section 1251 (e) of
7the Patient Protection and Affordable Care Act.