2017 Statutes Index

Approximations permitted in disclosures, 422.307

Assignee, defenses assertable against, 422.407

Assignment, notice of to customer, 422.409

Assignment of earnings, violation of law, 422.404 (3), 425.304

Attorney fees, limits on agreements for, 422.411

Authorization to confess judgment, prohibited, 422.405

Violation of law, 422.405 (2), 425.305

Balloon payments prohibited, exceptions, 422.402

Violation of law, 422.402 (4), 425.304

Blank writings, prohibition, 422.304

Violation of law, 422.304 (2), 425.304

Cash discounts, credit card issuer may not prohibit, 422.422

Changes in open-end credit terms, violation of law, 422.415, 425.304

Charges:

Additional, 422.202

Deferral, 422.204

Delinquency, 422.203

Finance, 422.201

Finance on consolidation, 422.206

Finance on refinancing, 422.205

For consumer credit insurance, 422.202 (2s)

Compliance, statements of, 422.410

Consolidations, application of payments, 422.418

Consumer lease:

Default, definition, 425.103 (2) (c)

Defined, 421.301 (11)

Restriction on liability, 422.412

Security for payment restricted, 422.417 (2)

Co-signers:

Liability and rights, 422.420

Violation as to notice to, 425.304

Credit and crimes, 943.41

Credit services organizations:

Contracts, 422.505

Definitions, 422.501

Information statement, 422.504

Prohibited activities, 422.503

Registration requirements, 422.502

Waiver, by buyer void, 422.506

Default charges, limitation on, 422.413

Defenses assertable against an assignee of creditor, 422.407

Violation of law, 422.407 (6), 425.304

Deferral charges, 422.204

Violation of law, 422.204 (10), 425.304

Delinquency charges, 422.203

Violation of law, 422.203 (5), 425.304

Disclosure:

Creditor to make in accordance with federal consumer credit protection act, 422.301

Estimates or approximations permitted, 422.307

General requirements, 422.302

Open-end credit, 422.308

Earnings, assignment of, 422.404

Estimates permitted in disclosures, 422.307

Exemptions from execution, 815.18 (11)

Finance charges, 422.201, 422.202 (3)

Variable rate transaction, 422.421

Violation of law, 422.201 (13), 425.305

Finance charges on consolidation, 422.206

Violation of law, 422.206 (4), 425.304

Finance charges on refinancing, 422.205

Violation of law, 422.205 (4), 425.304

Form requirements other than open-end, 422.303

Violation of law, 422.303 (6), 425.304

Insurance:

Advances by creditor on behalf of customer, 422.207

Commissions, limitations, 424.502

Solicitation, false, misleading or deceptive, 424.501

Interlocking loans, 422.408

Judgment, authorization to confess prohibited, 422.405

Liability, notice of termination, 422.4155

Limitation on default charges, violation of law, 422.413, 425.304

Married persons, credit transactions with, 766.565

Maximum periods of repayment, 422.403

Violation of law, 422.403 (5), 425.304

Motor vehicles warranties, leased vehicles, 218.0171

Multiple agreements, use of, 422.414

Negotiable instruments:

Prohibition, usage, holder's liability, 422.406

Violation of law as to usage, 422.406 (5), 425.304

Notice of assignment to customer, 422.409

Notice of termination of liability, 422.4155

Notice to customer on instrument, 422.303 (3)

Obligors:

Explanation of obligation, 422.305

Violation as to notice to, 422.305 (5)

Open-end credit:

Application of payments, 422.418

Changes in terms adverse to customer, 422.415

Disclosure, 422.308