Pursuant to s. 619.14 (5) (e), Stats., the Commissioner is not required to make a finding of an emergency to promulgate this emergency rule.
Analysis Prepared by the Office of the Commissioner of Insurance
January 1, 1998 Premium Adjustments
The Commissioner of Insurance, based on the recommendations of the Health Insurance Risk-Sharing Plan (“HIRSP”) board, is required to set the annual premiums by rule. The rates must be calculated in accordance with generally accepted actuarial principles. This rule adjusts the non-subsidized premium rates effective January 1, 1998. This change in rates will result in a reduction of approximately 14.5%, and is mandated by plan financing changes in 1997 Wis. Act 27.
Publication Date:
November 20, 1997
Effective Date:
January 1, 1998
Expiration Date:
May 31, 1998
Hearing Date:
December 30, 1997
2. Rules adopted revising s. Ins 2.14 and amending s. Ins 2.16 (1) & (3) (a) 2., Wis. Adm. Code, relating to life insurance solicitations.
Finding of Emergency
Effective January 1, 1998 Wisconsin will adopt the National Association of Insurance Commissioners Life Illustrations Model Regulation as s. Ins. 2.17 Wis. Adm. Code. These changes are needed to adapt other rules pertaining to life illustrations to s. Ins. 2.17. These changes must be made by emergency rule to synchronize with s. Ins. 2.17.
The main changes proposed to s. Ins 2.14 include:
· Eliminating the requirement that a policy summary be provided at delivery, if a basic illustration was provided.
· Eliminating the requirement that cost indexes be shown on the policy summary.
· Prohibiting insurers from illustrating anything except guaranteed policy elements on the policy summary, and requiring that values be illustrated for years 1-20 and at least one year between age 60 and 65, or maturity, whichever is earlier.
· Requiring that only guaranteed elements be used in the calculation of cost comparison indexes. As a result, the formulas for calculating the net payment cost index and the surrender cost index have been revised and any reference to the equivalent level annual dividend has been deleted from the rule.
· Requiring that insurers use the latest published version of the NAIC Life Insurance Buyer's Guide.
The main changes proposed to s. Ins 2.16 include:
· Excluding the illustration as defined in s. Ins. 2.17 from the definition of an advertisement.
· Revising the purpose of the rule to indicate that the rule is in addition to, and not a substitute, for s. Ins 2.17.
Publication Date:
December 10, 1997
Effective Date:
January 1, 1998
Expiration Date:
May 31, 1998
3. Rules were adopted amending s. Ins 18.07 (5) (b), published as an emergency rule relating to a decrease in premium rates for the health insurance risk-sharing plan under s. 18.07 (5) (b), and correcting errors in the published rate table.
January 1, 1998 Premium Adjustment Correction
The Commissioner of Insurance, based on the recommendation of the Health Insurance Risk-Sharing Plan (HIRSP) board, is required to set the annual premiums by rule. The rates must be calculated in accordance with generally accepted actuarial principles. An emergency rule, already promulgated and published, adjusts the non-subsidized premium rates effective January 1, 1998. This emergency amendment corrects 4 errors in the published rate table.
Exemption From Finding of Emergency
Pursuant to s. 619.14 (5)(e) Stats., the commissioner is not required to make a finding of an emergency to promulgate this emergency amendment to an emergency rule.
Publication Date:
December 12, 1997
Effective Date:
January 1, 1998
Expiration Date:
May 31, 1998
4. Rules were adopted amending s. Ins 18.07 (intro.), (5) (a) and (5) (br) and creating s. Ins 18.07 (5) (bm), relating to the creation of a $2500 deductible alternative to the health insurance risk-sharing plan effective January 1, 1998.
Exemption From Finding of Emergency
Pursuant to s. 619.14 (5)(e), Stats., the commissioner is not required to make a finding of an emergency to promulgate this emergency rule.
Analysis Prepared by the Office of the Commissioner of Insurance
Statutory authority: ss. 227.24, 601.41 (3), 619.11, 619.14 (5)(a) and (e), 619.17 (2) and 619.146
Statutes interpreted: s. 619.146
January 1, 1998 health insurance risk sharing plan with $2500 deductible.
This change is mandated by 1997 Wis. Act 27 which created s. 619.146, Stats. This section requires that an alternative major medical expense coverage plan be offered with a $2500 deductible as described in section 2744 (a) (1) (C) of P.L. 104-191. Under s. 619.146 (2) (a) premium reductions do not apply to this alternative plan. Section 619.146 (2) (b) prescribes how the rates for the alternative plan are to be determined. Since the alternative plan is required by law to be offered by January 1, 1998 this emergency rule sets out the rates for that plan.
Publication Date:
December 31, 1997
Effective Date:
January 1, 1998
Expiration Date:
May 31, 1998
EMERGENCY RULES NOW IN EFFECT (2)
Natural Resources
(Fish, Game, etc., Chs. NR 1--)
1. Rule adopted creating s. NR 27.07, relating to notice of receipt of an application to incidentally take an endangered or threatened species.
Exemption From Finding of Emergency
1995 Wis. Act 296 establishes authority in the department of natural resources to consider applications for and issue permits authorizing the incidental take of an endangered or threatened species while a person is engaged in an otherwise lawful activity. Section 29.415 (6m) (e), Stats., as created, requires the department to establish by administrative rule a list of organizations, including nonprofit conservation groups, that have a professional, scientific or academic interest in endangered species or in threatened species. That provision further provides that the department then give notification of proposed takings under that subsection of the statutes to those organizations and establish a procedure for receipt of public comment on the proposed taking.
The proposed rule lists a number of organizations the department is familiar with as being interested in endangered and threatened species; a notification procedure to be used to notify them, and others, of a proposed taking; and a public comment procedure to be used for consideration of public comments. The notification procedure is not limited to mail distribution, but is broad to allow other forms of notification, such as electronic mail.
Publication Date:
November 18, 1996
Effective Date:
November 18, 1996
Expiration Date:
See section 12m, 1996 Wis. Act 296
Hearing Date:
January 14, 1997
2. A rule was adopted revising s. NR 45.10 (3) and (4), relating to reservations on state parks, forests and other public lands and waters under the Department's jurisdiction.
Exemption From Finding of Emergency
1997 Wis. Act 27, section 9137 (1) authorizes the department to promulgate these rules without a finding of emergency under s. 227.24, Stats.
Summary of Rules:
1. Creates a process for accepting telephone reservations for department camp sites.
2. Establishes time frame for making reservations.
Publication Date:
December 15, 1997
Effective Date:
April 1, 1998
Expiration Date:
April 1, 1999
EMERGENCY RULES NOW IN EFFECT
Natural Resources
(Environmental Protection-Air Pollution Control, Chs. NR 400-)
Rules adopted revising s. NR 485.04, relating to emission limitations for motor vehicles.
Finding of Emergency
The Department of Natural Resources finds that an emergency exists and that the rule is necessary for the immediate preservation of the public peace, health, safety or welfare. A statement of the facts constituting the emergency is:
Many 1980 to 1986 model year vehicles cannot reasonably maintain a level of emissions that would comply with the emission limitations scheduled to go into effect on December 1, 1997, under the current rule. In addition, the number of 1990 and older model year vehicles that would need to be repaired in order to comply with these limitations may exceed the number of vehicles the repair industry could effectively repair. Finally, after December 1, 1997, no fast-pass emission limitations will apply to some 1994 and newer model year vehicles. (Fast-pass limitations enable very clean vehicles to pass the I/M program's emission test in less time than the typical test.) Preservation of the public welfare necessitates the adoption of an emergency rule since: (1) the repairs that would need to be done on some 1990 and older model year vehicles attempting to comply with the emission limitations scheduled to go into effect on December 1, 1997, are likely to be costly and ineffective in keeping emissions low, and (2) the absence of fast-pass emission limitations for some newer vehicles would unnecessarily increase the time motorists would need to wait in line at the I/M test stations prior to having their vehicles tested.
Publication Date:
December 29, 1997
Effective Date:
January 1, 1998
Expiration Date:
May 31, 1998
EMERGENCY RULES NOW IN EFFECT
Transportation
Rules adopted creating ch. Trans 512, relating to the Transportation Infrastructure Loan Program.
Finding of Emergency
The Department of Transportation finds that an emergency exists and that a rule is necessary for the immediate preservation of the public peace, safety and welfare. A statement of the facts constituting the emergency is that federally authorized funds for the Transportation Infrastructure Loan Program will be withdrawn if participating states are unable to meet the requirement to have at least one eligible project authorized for construction on or before April 1, 1998. There is insufficient time to have a permanent rule in place to meet the federal deadline. The state has been authorized $1.5 million in additional federal funds to capitalize the Transportation Infrastructure Loan Program. Without an emergency rule to implement the program, the state is in jeopardy of losing $1.5 million in federal assistance.
Publication Date:
January 5, 1998
Effective Date:
January 5, 1998
Expiration Date:
June 4, 1998
Hearing Date:
January 15, 1998
EMERGENCY RULES NOW IN EFFECT
Veterans Affairs
Rules were adopted revising ch. VA 12, relating to the personal loan program.
Exemption From Finding of Emergency
1997 Wis. Act 27, s. 9154 authorizes the department to promulgate rules for the administration of the personal loan program using the emergency rule procedures without providing evidence of the necessity of preservation of the public peace, health, safety or welfare.
Analysis
By repealing and recreating ch. VA 12, Wis. Adm. Code, the department establishes the underwriting and other criteria necessary for the administration of the personal loan program. The personal loan program was authorized by the legislature and governor through the amendment of s. 45.356, Stats., upon enactment of 1997 Wis. Act 27.
Publication Date:
October 17, 1997
