Hearing Information
Date & Time Location
February 25, 2000 Room 6
Friday OCI
11:00 A.M. 121 East Wilson St.
MADISON, WI
Analysis Prepared by the Office of the Commissioner of Insurance
Statutory authority: ss. 601.41(3) and 632.41 (2) (b) 2.
Statute interpreted: s. 632.41 (2) (b) 2.
This proposed rule change sets out specific minimum benefit requirements for insurance marketed to fund prearranged funeral plans where the premium for that insurance is payable in installments over time. Under current rules governing funeral policies, the multi-premium policy marketplace is nearly non-existent. This change is intended to make it more likely that insurers will issue policies with flexible funding arrangements. Consumer safeguards are added by correlating death benefits to the amount of the prearranged funeral plan with an “interest" factor added. In addition, limits on the payment period are tied to age at issue and policies that pay a death benefit less than face value are allowed only under certain conditions. This rule also requires disclosure where the policy death benefit may be less than the policy face value and the total premium to be paid over the life of the policy.
This rule change includes a provision that requires a premium rate filing for all funeral policies.
Written Comments
Written comments on the proposed rule will be accepted into the record and receive the same consideration as testimony presented at the hearing if they are received at OCI within 14 days following the date of the hearing. Written comments should be addressed to:
Stephen Mueller, OCI
P.O. Box 7873
Madison, WI 53707
Fiscal Estimate
There will be no state or local government fiscal effect.
Initial Regulatory Flexibility Analysis
This rule does not impose any additional requirements on small businesses.
Contact Information
A copy of the full text of the proposed rule changes and fiscal estimate may be obtained from the OCI internet WEB site at
http://www.state.wi.us/agencies/oci/ocirules.htm or by contacting Tammi Kuhl, Services Section, Office of the Commissioner of Insurance, at (608) 266-0110 or at 121 East Wilson Street, P.O. Box 7873, Madison WI 53707-7873.
Notice of Hearing
Insurance
Notice is hereby given that pursuant to the authority granted under s. 601.41(3), Stats., and the procedure set forth in under s. 227.18, Stats., OCI will hold a public hearing to consider the adoption of the attached proposed rulemaking order affecting chs. Ins 13 & 50, Wis. Adm. Code, relating to town mutual insurance.
Hearing Information
February 25, 2000 Room 6, OCI
Friday 121 E. Wilson Street
2:00 p.m., or as soon as Madison, WI
the matter may be reached
Written Comments
Written comments on the proposed rule will be accepted into the record and receive the same consideration as testimony presented at the hearing if they are received at OCI within 14 days following the date of the hearing. Written comments should be addressed to: Stephen Mueller, OCI, P.O. Box 7873, Madison WI 53707.
Analysis Prepared by the Office of the Commissioner of Insurance
Statutory authority: ss. 601.41(3), 601.42, & Ch. 612 , Stats.
Statute interpreted: Ch. 612, Stats.
Analysis: The changes to chs. Ins 13 reflect both recent statutory changes to the operation of town mutuals and today's economic realities. This rule increases the number of counties in which a town mutual may do business, extends the fidelity bond requirement table, increases surplus requirements and eliminates obsolete sections on unearned premium reserves.
The change to ch. Ins 50 conforms to the ch. Ins 13 changes and broadens the exemption from filing annual audited financials for some town mutuals.
Fiscal Estimate
There will be no state or local government fiscal effect.
Initial Regulatory Flexibility Analysis
Many town mutual insurers are small businesses as defined in s. 227.114, Stats. This proposed rule does not establish different standards for small businesses and does not change the definition of small business. It is possible that additional small town mutuals may qualify for the less stringent compliance and reporting standards previously established by rules of this agency. Representatives of the town mutual association have met with OCI staff and support these changes. Comments of interested persons will be heard at the public hearing on this rule change proposal. Any effect on small business should be beneficial.
Contact Person
Tammi Kuhl, Services Section
Office of the Commissioner of Insurance,
at (608) 266-0110
or at
121 East Wilson Street
PO Box 7873
Madison WI 53707-7873
Notice of Hearing
Law Enforcement Standards Board
Notice is hereby given that pursuant to s. 165.85 (4) (cm) 2., Stats., and interpreting s. 165.85 (4) (cm) 2. a. and b., Stats., the Law Enforcement Standards Board will hold a public hearing at the following date, time and location to consider the creation of administrative rules pertaining to model, voluntary standards for law enforcement vehicular pursuits.
Hearing Information
The hearing will be conducted at:
Date & Time Location
February 23, 2000 Portage Co. Public Library
Wednesday 1001 Main St.
1:00 P.M. to STEVENS POINT, WI
4:00 P.M.
Analysis Prepared by the Training And Standards Bureau, Wisconsin Dept. of Justice
The following proposed rules create model, voluntary standards for law enforcement vehicular pursuits. They define pursuits; create advisory standards that could be used by any law enforcement agency to determine whether to initiate or continue pursuits; establish law enforcement pursuit driving techniques; and, establish requirements for informing officers of their department's guidelines under s. 346.03 (6), Stats.
In addition, they establish curricula for basic and annual recertification training of law enforcement officers related to police pursuit standards, guidelines and driving techniques.
Text of Rule
SECTION 1. Create s. LES 1.03 (18m) to read:
LES 1.03 (18m) “Police pursuit" means an active attempt by a traffic officer in a police vehicle to apprehend one or more occupants of a moving motor vehicle, the operator of which is resisting apprehension by disregarding the officer's visual or audible signal to stop his or her vehicle, increasing the speed of the vehicle or extinguishing the lights of the vehicle.
SECTION 2. Create s. LES 3.03 (7) (a) (intro.), 1. (intro.), a. and b., 2. (intro.), a and b. and 3 (intro.), a. through e. to read:
LES 3.03 (7) (a) A training guide entitled “Use Pursuit Guidelines" shall be approved by the board for subsection (7) and shall include student performance objectives. It shall also include the following model, advisory standards that could be used by any law enforcement agency to determine whether to initiate or continue police pursuit:
1. `Initiation of pursuits.' Any law enforcement officer in an authorized vehicle may initiate a pursuit when the subject is attempting to avoid apprehension.
(Staff Note: Section 1 above is an amendment to proposed rules adopted by the Law Enforcement Standards Board at its December 7, 1999 meeting in response to results of two public hearings It inclusively replaces the following section for initiation of pursuits:
1. `Initiation of pursuits.' Any law enforcement officer in an authorized vehicle may initiate a pursuit when the subject is attempting to avoid apprehension and any of the following situations are present:
a. The subject has committed or is attempting to commit a crime which involves an actual or threatened action which an officer reasonably believes resulted in or could result in death or great bodily harm to a person or persons; or,
b. The subject, if allowed to escape, is likely to cause injury or death to a person or persons.)
2. `Continuation of pursuits.' In determining whether or not to continue a pursuit that has been justifiably initiated, officers should consider the following factors:
a. Whether continuation of the pursuit would likely create a danger to the public, officer(s) or subject(s) which is apparently greater than the value of apprehending the subject(s), due to such factors as, but not limited to, road conditions, weather conditions, density of population, severity of the crime and necessity of pursuit by vehicle; and,
