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(e) "Health care coverage plan" means the health care coverage plan
13established under sub. (2) (a).
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(f) "Insurer" has the meaning given in s. 600.03 (27).
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15(2) (a) The department shall design, establish and administer an actuarially
16sound health care coverage plan for employers that provides coverage beginning not
17later than January 1, 2002. In designing the health care coverage plan, the
18department shall consult with the departments of commerce and health and family
19services and the office of the commissioner of insurance. In establishing the health
20care coverage plan, the department shall solicit and accept bids and enter into
21contracts with insurers who are to provide health care coverage under the health
22care coverage plan. The health care coverage plan is subject to the provisions of chs.
23600 to 646 that apply to group health benefit plans, as defined in s. 632.745 (9), to
24the same extent as any other group health benefit plan, as defined in s. 632.745 (9).
1Before the health care coverage plan may be implemented, the board must approve
2the plan.
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(am) The health care coverage plan established under par. (a) may not be
4combined with any health care coverage plan under subch. IV.
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(b) The health care coverage plan shall require that all insurance rates under
6the plan be published annually in a single publication that is made available to
7employers and employes. The rates shall be listed by county and by any other factor
8that the department considers appropriate.
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(c) The health care coverage plan shall have an enrollment period that is
10established by the board.
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(d) The department shall charge employers who participate in the health care
12coverage plan a fee to cover the department's cost in designing, establishing and
13administering the health care coverage plan. All moneys received under this
14paragraph shall be credited to the appropriation account under s. 20.515 (2) (g).
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(e) The department may not sell any health care coverage plan to an employer
16or enroll any employe in the health care coverage plan, but the department may
17publicize the availability of the health care coverage plan for employers.
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(f) The department may enter into a contract with any person to provide
19services relating to the administration of the health care coverage plan.
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20(3) Any employer who participates in the health care coverage plan shall do all
21of the following:
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(a) Offer health care coverage under the plan to all of its permanent employes
23who have a normal work week of 30 or more hours and may offer health care coverage
24under the plan to any of its other employes.
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1(b) Provide health care coverage under the plan to at least 50% of its permanent
2employes who have a normal work week of 30 or more hours and who do not otherwise
3receive health care coverage as a dependent under any other plan that is not offered
4by the employer or a percentage of such employes specified by the board, whichever
5percentage is greater.
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(c) Pay for each employe at least 50% but not more than 100% of the lowest
7premium rate that would be available to the employer for that employe's coverage
8under the health care coverage plan.
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(d) Make premium payments for the health care coverage of its employes in the
10manner specified by the board.
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11(4) Any employer that provides health care coverage for its employes under the
12plan and that voluntarily terminates coverage under the plan is not eligible to
13participate in the plan for at least 3 years from the date that coverage is terminated.
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14(5) Any insurer that offers the health care coverage plan shall provide coverage
15under the plan to any employer that applies for coverage, and to all of the employer's
16employes who elect coverage under the health care coverage plan, without regard to
17the health condition or claims experience of any individual who would be covered
18under the health care coverage plan if all of the following apply:
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(a) The employer agrees to pay the premium required for coverage under the
20health care coverage plan.
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(b) The employer agrees to comply with all provisions of the health care
22coverage plan that apply generally to a policyholder or an insured without regard to
23health condition or claims experience.
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24(6) (a) The health care coverage plan may only be sold by insurance agents
25licensed under ch. 628.
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1(b) An insurance agent may not sell any health care coverage under the health
2care coverage plan on behalf of an insurer unless he or she is employed by the insurer
3or has a contract with the insurer to sell the health care coverage on behalf of the
4insurer.
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(c) The board shall set, and may adjust as often as semiannually, the
6commission rate for the sale of a policy under the health care coverage plan. The rate
7shall be based on the average commission rate that insurance agents are paid in the
8state for the sale of comparable health insurance policies at the time that the rate
9is set or adjusted.
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(d) An insurer shall specify on the first page of any policy sold under the health
11care coverage plan the amount of the commission paid to the insurance agent.
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12(7) (a) Annually, on or before December 31, the board shall submit a report to
13the appropriate standing committees under s. 13.172 (3) and to the governor on the
14operation of the health care coverage plan. The report shall specify the number of
15employers participating in the health care coverage plan, calculate the costs of the
16health care coverage plan to employers and their employes and include
17recommendations for improving the health care coverage plan.
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(b) No later than January 1, 2005, the board shall submit a report to the
19appropriate standing committees under s. 13.172 (3) and to the governor that offers
20recommendations as to whether the department should continue to administer the
21health care coverage plan, whether a different state agency should administer the
22health care coverage plan or whether the health care coverage plan should be
23administered by a private nonprofit organization. If the board recommends that a
24different state agency administer the health care coverage plan or that the health
25care coverage plan be administered by a private nonprofit organization, the board
1shall submit proposed legislation to the appropriate standing committees under s.
213.172 (3) at the time that the board submits its report.
SB1, s. 19
3Section
19. Subchapter X of chapter 40 [precedes 40.98] of the statutes, as
4created by 1999 Wisconsin Act .... (this act), is repealed.
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(1)
Private employer health care coverage board. Notwithstanding the
7length of terms specified for the members of the private employer health care
8coverage board under section 15.165 (5) of the statutes, as created by this act, the
9initial members shall be appointed for the following terms:
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10(a) The members specified under section 15.165 (5) (a) 1., 3. and 7. of the
11statutes, as created by this act, for terms expiring on May 1, 2002.
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12(b) The members specified under section 15.165 (5) (a) 2., 5. and 8. of the
13statutes, as created by this act, for terms expiring on May 1, 2003.
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14(c) The members specified under section 15.165 (5) (a) 4. and 6. of the statutes,
15as created by this act, for terms expiring on May 1, 2004.
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(2)
Position authorizations for the department of employe trust funds. The
17authorized FTE positions for the department of employe trust funds are increased
18by 3.5 GPR positions on the effective date of this subsection, to be funded from the
19appropriation under section 20.515 (2) (a) of the statutes, as created by this act, for
20the purpose of designing, establishing and administering the private employer
21health care coverage plan under subchapter X of chapter 40 of the statutes, as
22created by this act.
SB1, s. 21
23Section
21.
Effective dates. This act takes effect on the day after publication,
24except as follows:
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1(1)
The repeal of section 20.515 (2) (a) of the statutes takes effect on January
21, 2002.
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(2)
The amendment of section 40.02 (26) (intro.) (by
Section 15) and (28) (by
4Section 17) of the statutes takes effect on January 1, 2007.
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(3)
The repeal of sections 13.94 (1) (p), 15.07 (1) (b) 21., 15.165 (5) and 20.515
6(2) (title) and (g) and subchapter X of chapter 40 of the statutes takes effect on
7January 1, 2007.