895.486(1)(1) In this section, “insurance fraud" means the presentation of any statement, document or claim, or the preparation of a statement, document or claim with the knowledge that the statement, document or claim will be presented, that the person knew or should have known contained materially false, incomplete or misleading information concerning any of the following:
895.486(1)(a)
(a) An application for the issuance of an insurance policy.
895.486(1)(b)
(b) A claim for payment, reimbursement or benefits payable under an insurance policy.
895.486(1)(c)
(c) A payment made in accordance with the terms of an insurance policy.
895.486(2)
(2) Any person who, absent malice, files a report with or furnishes information concerning suspected, anticipated, or completed insurance fraud is immune from civil liability for his or her acts or omissions in filing the report or furnishing the information to any of the following or to their agents, employees or designees:
895.486(2)(c)
(c) The National Association of Insurance Commissioners.
895.486(2)(d)
(d) Any governmental agency established to detect and prevent insurance fraud.
895.486(2)(e)
(e) Any nonprofit organization established to detect and prevent insurance fraud.
895.486(2)(f)
(f) Any insurer or authorized representative of an insurer.
895.486(3)
(3) Any information furnished by an insurer in response to a report or information furnished under
sub. (2) is confidential and may be made public only if required in a civil or criminal action.
895.486(4)
(4) If a civil action is commenced against a person for damages related to the filing of a report or the furnishing of information under
sub. (2) and the court determines that the person is immune from civil liability for his or her acts or omissions in filing the report or furnishing the information, the person filing the report or furnishing the information shall recover costs under
ch. 814 and, notwithstanding
s. 814.04 (1), reasonable attorney fees.
895.486 History
History: 1995 a. 177.
895.487
895.487
Civil liability exemption; employment references. 895.487(1)(c)
(c) “Reference" means a statement about an employee's job performance or qualifications for employment and includes a statement about an employee's job performance or qualifications for employment provided pursuant to the settlement of a dispute between the employer and employee or provided pursuant to an agreement between the employer and employee relating to the termination of the employee's employment.
895.487(2)
(2) An employer who, on the request of an employee or a prospective employer of the employee, provides a reference to that prospective employer is presumed to be acting in good faith and, unless lack of good faith is shown by clear and convincing evidence, is immune from all civil liability that may result from providing that reference. The presumption of good faith under this subsection may be rebutted only upon a showing by clear and convincing evidence that the employer knowingly provided false information in the reference, that the employer made the reference maliciously or that the employer made the reference in violation of
s. 111.322.
895.487 History
History: 1995 a. 441;
1997 a. 35.
895.487 Annotation
The malice referred to in sub. (2) is express malice, which requires a showing of ill will, bad intent, envy, spite, hatred, revenge, or other bad motives against the person defamed, and not actual malice, which requires statements made with knowledge of falsity or with reckless disregard for the truth. Gibson v. Overnite Transportation Co.
2003 WI App 210,
267 Wis. 2d 429,
671 N.W.2d 388,
02-3158.
895.487 Annotation
Employer Liability for Employment References. Mac Kelly. Wis. Law. May 2008.
895.488
895.488
Civil liability exemption; owner or person in lawful possession of the premises. 895.488(2)
(2) The owner or person in lawful possession of the premises and his or her employees are immune from civil liability for the injury or death of an assessor or a member of the staff of an assessor who enters a construction site without the permission of the owner or person in lawful possession of the premises or his or her employee to make an assessment on behalf of the state or a political subdivision.
895.488(3)
(3) The immunity under this section does not apply if the injury or death resulted from the reckless, wanton, or intentional misconduct of the owner or person in lawful possession of the premises or his or her employee.
895.488 History
History: 2009 a. 68.
895.489
895.489
Civil liability exemption; tenancy references. 895.489(1)(a)
(a) “Reference" means a written or oral statement about the rental performance of an applicant for tenancy and may include statements about the applicant's payment history, conformance to rental agreement requirements, or conformance to local and state laws; factual statements regarding any rental agreement enforcement actions, including notices given under
s. 704.17,
704.19, or
710.15 (5r); and factual statements about any dispute settlement between the landlord and applicant in accordance with any agreement between the landlord and applicant relating to termination of the applicant's tenancy.
895.489(1)(b)
(b) “Tenant" means a residential tenant, regardless of the type of tenancy or rental period.
895.489(2)
(2) A landlord who, on the request of a prospective landlord of an applicant for tenancy or on the request of the applicant for tenancy, provides a reference to the prospective landlord is presumed to be acting in good faith and, unless lack of good faith is shown by clear and convincing evidence, is immune from all civil liability that may result from providing that reference. The presumption of good faith under this subsection may be rebutted only upon a showing by clear and convincing evidence that the landlord knowingly provided false information in the reference or made the reference maliciously.
895.489 History
History: 2013 a. 76.
895.497
895.497
Civil liability exemption: furnishing safety services relating to child safety restraint systems. 895.497(1)(a)
(a) “Child passenger safety technician" means a person who holds a valid certification as a child passenger safety technician or technician instructor issued by the National Highway Traffic Safety Administration or any entity authorized by the National Highway Traffic Safety Administration to issue such certifications.
895.497(1)(b)
(b) “Safety program" means any program utilizing the services of child passenger safety technicians and not conducted for pecuniary profit that provides assistance, inspections, education, or advice to the public in the fitting, installation, or adjustment of child safety restraint systems.
895.497(1)(c)
(c) “Sponsoring organization" means any person or organization that does any of the following:
895.497(2)(a)(a) A child passenger safety technician who inspects, installs, fits, or adjusts any child safety restraint system specified under
s. 347.48 (4), or who provides education or other assistance or advice relating to the safe installation, fitting, or adjustment of child safety restraint systems, is immune from civil liability for his or her acts or omissions in rendering in good faith such services.
895.497(2)(b)
(b) The immunity under
par. (a) does not extend to any of the following:
895.497(2)(b)1.
1. A person who receives compensation for providing the services specified in
par. (a), other than reimbursement for expenses.
895.497(2)(b)2.
2. A person whose acts or omissions in providing the services specified in
par. (a) involve reckless, wanton, or intentional misconduct.
895.497(2)(c)
(c) The good faith of a person in providing the services specified in
par. (a) is presumed in any civil action if the services provided are within the scope of the person's training for which the person has been certified. Any person who asserts that the acts or omissions under
par. (a) were not made in good faith has the burden of proving that assertion by clear and convincing evidence.
895.497(3)
(3) A sponsoring organization is immune from civil liability arising from any acts or omissions of a child passenger safety technician in providing services specified in
sub. (2) (a) or arising in connection with a safety program if the sponsoring organization receives no compensation for the services provided by the child passenger safety technician or for participating in the safety program.
895.497 History
History: 2005 a. 322;
2007 a. 97.
895.506
895.506
Civil liability exemption; weight gain and obesity claims. 895.506(1)(1) Any person who manufactures, markets, packs, distributes, advertises, or sells food, as defined in
21 USC 321 (f), is immune from civil liability for a person's weight gain or obesity caused by the consumption of the food, or for a health condition related to weight gain or obesity.
895.506(2)
(2) Subsection (1) does not apply to any of the following:
895.506(2)(a)
(a) A claim that a defendant under
sub. (1) knowingly violated a federal or state law concerning the manufacturing, marketing, distribution, advertisement, labeling, or sale of the food, and the violation was the proximate cause of the weight gain, obesity, or related health condition.
895.506(2)(b)
(b) A claim for breach of contract or express warranty in connection with the purchase of the food.
895.506(3)
(3) In addition to the costs allowed under
s. 814.04, a defendant that prevails on a motion under
s. 802.08 filed in an action under
sub. (2) may recover reasonable attorney fees and the costs of the investigation and litigation.
895.506 History
History: 2005 a. 325;
2007 a. 97.
895.51
895.51
Civil liability exemption: food or emergency household products; donation, sale, or distribution. 895.51(1)(b)
(b) “Charitable organization" means an organization the contributions to which are deductible by corporations in computing net income under
s. 71.26 (2).
895.51(1)(c)
(c) “Food distribution service" means a program of a private nonprofit organization that provides food products directly to individuals with low incomes or that collects food products for and distributes food products to persons who provide the food products directly to individuals with low incomes.
895.51(1)(dm)
(dm) “Governmental unit" means the United States; the state; any county, city, village, or town; any political subdivision, department, division, board, or agency of the United States, the state, or any county, city, village, or town; or any federally recognized American Indian tribe or band in this state or an agency of the tribe or band.
895.51(1)(dr)
(dr) “Qualified emergency household products" includes flashlights, generators, blankets, personal care products, household cleaning products, and emergency supplies that meet the standards for safety and quality established by federal or state law, regulation, or rule, that are not defective, and that have not been recalled by the consumer products safety commission.
895.51(1)(e)
(e) “Qualified food" means food products that meet the standards of quality established by state law or rule or federal law or regulations, including food products that are not readily marketable due to appearance, age, freshness, grade, size, surplusage or other condition, except that “qualified food" does not include canned food products that are leaking, swollen, dented on a seam or not airtight.
895.51(2)
(2) Any person engaged in the processing, distribution, or sale of food products, for profit or not for profit, who donates or sells, at a price not to exceed overhead and transportation costs, qualified food to a charitable organization, food distribution service, or governmental unit is immune from civil liability for the death of or injury to an individual caused by the qualified food donated or sold by the person.
895.51(2m)
(2m) Any person engaged in the manufacturing, distribution, or sale of qualified emergency household products, for profit or not for profit, who donates or sells, at a price not to exceed overhead and transportation costs, qualified emergency household products to a charitable organization or governmental unit in response to a state of emergency declared under
s. 323.10 or
323.11 is immune from civil liability for the death of or injury to an individual caused by the qualified emergency household product donated or sold by the person.
895.51(3)
(3) Any charitable organization or food distribution service which distributes free of charge qualified food to any person is immune from civil liability for the death of or injury to an individual caused by the qualified food distributed by the charitable organization or food distribution service.
895.51(3m)
(3m) Any charitable organization that distributes free of charge qualified emergency household products received under
sub. (2m) is immune from civil liability for the death of or injury to an individual caused by the qualified emergency household product distributed by the charitable organization.
895.51(4)
(4) This section does not apply if the death or injury was caused by willful or wanton acts or omissions.
895.512
895.512
Civil liability exemption; access to toilet facility. If an employee of a retail establishment permits a person to use the establishment's toilet facility, under the requirements of
s. 146.29, the employee and the establishment are immune from civil liability for the death of or injury to the person, or an individual other than an employee who accompanies the person, that is caused by or during the use of the facility, unless the death or injury was caused by a willful or wanton act or omission of the employee.
895.512 History
History: 2009 a. 198.
895.514
895.514
Civil liability exemption; Health Insurance Risk-Sharing Plan and Authority. 895.514(1)(a)
(a) “Authority" means the Health Insurance Risk-Sharing Plan Authority established under subch.
III of ch. 149, 2011 stats.
895.514(1)(b)
(b) “Board" means the board of directors of the authority.
895.514(1)(c)
(c) “Commissioner" means the commissioner of insurance of this state.
895.514(2)
(2) No cause of action of any nature may arise against, and no liability may be imposed upon, the authority, plan, or board; or any agent, employee, or director of any of them; or insurers participating in the plan; or the commissioner; or any agent, employee, or representative of the commissioner, for any act or omission by any of them in the performance of their powers and duties under ch.
149, 2011 stats., under
2013 Wisconsin Act 20, section 9122 (1L), or under
2013 Wisconsin Act 116, section 32 (1) (b), unless the person asserting liability proves that the act or omission constitutes willful misconduct.
895.514(3)(a)(a) Except as provided in
2013 Wisconsin Act 20, section 9122 (1L), and
2013 Wisconsin Act 116, section 32 (1) (b), neither the state nor any political subdivision of the state nor any officer, employee, or agent of the state or a political subdivision acting within the scope of employment or agency is liable for any debt, obligation, act, or omission of the authority.
895.514(3)(b)
(b) All of the expenses incurred by the authority, or the commissioner, or any agent, employee, or representative of the commissioner, in exercising its duties and powers under ch.
149, 2011 stats., under
2013 Wisconsin Act 20, section 9122 (1L), or under
2013 Wisconsin Act 116, section 32 (1) (b), shall be payable only from funds of the authority.
895.514 History
History: 2013 a. 20,
116;
2015 a. 55,
85.