I understand that if I claim a complete exemption or defense in bad faith, I may be held liable to the creditor for actual damages, costs and reasonable attorney fees.
DATE .... Signature of Debtor ....
Address ....
Telephone Number ....
Date Received by Garnishee ....
812.44(6)
(6) The creditor's objection to the debtor's answer and demand for hearing shall be in substantially the following form:
STATE OF WISCONSIN
CIRCUIT COURT: .... County
A.B., Creditor File or Reference Number ....
vs. OBJECTION TO
C.D., Debtor DEBTOR'S ANSWER
and AND DEMAND FOR HEARING
E.F., Garnishee EARNINGS GARNISHMENT
To the Clerk of Circuit Court:
I hereby object to the debtor's answer and demand a hearing to resolve the issues in controversy. By statute, this hearing must be held as soon as practicable after this objection and demand are filed. I object to the debtor's answer for the following reasons (explain briefly):
Please schedule this hearing and notify all parties.
To the best of my knowledge, the debtor's current address:
.... is the same as that stated in the notice I filed to commence this earnings garnishment.
.... is now
I understand that if I object to the debtor's answer in bad faith, I may be held liable to the debtor for actual damages, costs and reasonable attorney fees.
Date: .... Creditor or Creditor's Attorney: ....
Address: .....
