943.24(5)(a)(a) In addition to the other penalties provided for violation of this section, a judge may order a violator to pay restitution under
s. 973.20.
943.24(5)(b)
(b) In actions concerning violations of ordinances in conformity with this section, a judge may order a violator to make restitution under
s. 800.093.
943.24(5)(c)
(c) If the court orders restitution under
pars. (a) and
(b), any amount of restitution paid to the victim under one of those paragraphs reduces the amount the violator must pay in restitution to that victim under the other paragraph.
943.24 Annotation
The grace period under sub. (3) does not transform the issuance of a worthless check into a debt for which one may not be imprisoned under Art. I, sec. 16. Locklear v. State,
86 Wis. 2d 603,
273 N.W.2d 334 (1979).
943.24 Annotation
Checks cashed at a dog track for the purpose of making bets were void gambling contracts under s. 895.055 and could not be enforced under this statute although returned for nonsufficient funds. State v. Gonelly,
173 Wis. 2d 503,
496 N.W.2d 671 (Ct. App. 1992).
943.24 Annotation
The distinction between present and past consideration under sub. (4) is discussed. State v. Archambeau,
187 Wis. 2d 501,
523 N.W.2d 150 (Ct. App. 1994).
943.24 Annotation
Each different group of checks totalling more than $1,000, issued during the 15 day period, may be be the basis for a separate charge under sub. (2). State v. Hubbard,
206 Wis. 2d 650,
558 N.W.2d 126 (Ct. App. 1996).
943.245
943.245
Worthless checks; civil liability. 943.245(1)
(1) In this section, "pecuniary loss" means:
943.245(1)(a)
(a) All special damages, but not general damages, including, without limitation because of enumeration, the money equivalent of loss resulting from property taken, destroyed, broken or otherwise harmed and out-of-pocket losses, such as medical expenses; and
943.245(1)(b)
(b) Reasonable out-of-pocket expenses incurred by the victim resulting from the filing of charges or cooperating in the investigation and prosecution of the offense under
s. 943.24.
943.245(1m)
(1m) Any person who incurs pecuniary loss, including any holder in due course of a check or order, may bring a civil action against any adult or emancipated minor who:
943.245(1m)(b)
(b) Knew, should have known or recklessly disregarded the fact that the check or order was drawn on an account that did not exist, was drawn on an account with insufficient funds or was otherwise worthless.
943.245(2)
(2) If the person who incurs the loss prevails, the judgment in the action shall grant monetary relief for all of the following:
943.245(2)(a)
(a) The face value of whatever checks or orders were involved.
943.245(2)(c)2.
2. No additional proof is required for an award of exemplary damages under this paragraph.
943.245(2)(d)
(d) Notwithstanding the limitations of
s. 799.25 or
814.04, all actual costs of the action, including reasonable attorney fees.
943.245(3)
(3) Notwithstanding
sub. (2) (c) and
(d), the total amount awarded for exemplary damages and reasonable attorney fees may not exceed $500.
943.245(3m)
(3m) Any recovery under this section shall be reduced by the amount recovered as restitution for the same act under
ss. 800.093 and
973.20.
943.245(4)
(4) At least 20 days prior to commencing an action, as specified in
s. 801.02, under this section, the plaintiff shall notify the defendant, by mail, of his or her intent to bring the action. Notice of nonpayment or dishonor shall be sent by the payee or holder of the check or order to the drawer by regular mail supported by an affidavit of service of mailing or by a certificate of mailing obtained from the U.S. post office from which the mailing was made. The plaintiff shall mail the notice to the defendant's last-known address or to the address provided on the check or order. If the defendant pays the check or order prior to the commencement of the action, he or she is not liable under this section.
943.245(5)
(5) The plaintiff has the burden of proving by a preponderance of the evidence that a violation occurred under
s. 943.24 or that he or she incurred a pecuniary loss as a result of the circumstances described in
sub. (6). A conviction under
s. 943.24 is not a condition precedent to bringing an action, obtaining a judgment or collecting that judgment under this section.
943.245(6)(a)(a) In this subsection, "past consideration" does not include work performed, for which a person is entitled to a payroll check.
943.245(6)(b)
(b) Whoever issues any check or other order for the payment of money given for a past consideration which, at the time of issuance, the person intends shall not be paid is liable under this section.
943.245(7)
(7) A person is not criminally liable under
s. 943.30 for any civil action brought in good faith under this section.
943.245(8)
(8) Nothing in this section precludes a plaintiff from bringing the action under
ch. 799 if the amount claimed is within the jurisdictional limits of
s. 799.01 (1) (d).
943.25
943.25
Transfer of encumbered property. 943.25(1)
(1) Whoever, with intent to defraud, conveys real property which he or she knows is encumbered, without informing the grantee of the existence of the encumbrance is guilty of a Class I felony.
Effective date note
NOTE: Sub. (1) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(1) Whoever, with intent to defraud, conveys real property which he or she knows is encumbered, without informing the grantee of the existence of the encumbrance is guilty of a Class E felony.
943.25(2)
(2) Whoever, with intent to defraud, does any of the following is guilty of a Class I felony:
Effective date note
NOTE: Sub. (2) (intro.) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(2) Whoever, with intent to defraud, does any of the following is guilty of a Class E felony:
943.25(2)(a)
(a) Conceals, removes or transfers any personal property in which he or she knows another has a security interest; or
943.25(2)(b)
(b) In violation of the security agreement, fails or refuses to pay over to the secured party the proceeds from the sale of property subject to a security interest.
943.25(3)
(3) It is prima facie evidence of an intent to defraud within the meaning of
sub. (2) (a) if a person, with knowledge that the security interest exists, removes or sells the property without either the consent of the secured party or authorization by the security agreement and fails within 72 hours after service of written demand for the return of the property either to return it or, in the event that return is not possible, to make full disclosure to the secured party of all the information the person has concerning its disposition, location and possession.
943.25(4)
(4) In this section "security interest" means an interest in property which secures payment or other performance of an obligation; "security agreement" means the agreement creating the security interest; "secured party" means the person designated in the security agreement as the person in whose favor there is a security interest or, in the case of an assignment of which the debtor has been notified, the assignee.
943.25(5)
(5) In prosecutions for violation of
sub. (2) arising out of transfers of livestock subject to a security agreement in violation of the terms of the security agreement, evidence that the debtor who transferred the livestock signed or endorsed any writing arising from the transaction, including a check or draft, which states that the transfer of the livestock is permitted by the secured party establishes a rebuttable presumption of intent to defraud.
943.25 Annotation
It is not necessary that a security interest be perfected by filing to support a conviction under this section. State v. Tew,
54 Wis. 2d 361,
195 N.W.2d 615 (1972).
943.25 Annotation
"Removal" under sub. (2) (a) refers to a permanent change in situs, not necessarily across state lines. A showing of diligence by the secured party in seeking the secured property is not required. Jameson v. State,
74 Wis. 2d 176,
246 N.W.2d 501 (1976).
943.25 Annotation
Sub. (1) is not unconstitutionally vague. Liens were effective as encumbrances on the date work was performed or materials supplied. State v. Lunz,
86 Wis. 2d 695,
273 N.W.2d 767 (1979).
943.26
943.26
Removing or damaging encumbered real property. 943.26(1)(1) Any mortgagor of real property or vendee under a land contract who, without the consent of the mortgagee or vendor, intentionally removes or damages the real property so as to substantially impair the mortgagee's or vendor's security is guilty of a Class A misdemeanor.
943.26(2)
(2) If the security is impaired by more than $1,000, the mortgagor or vendee is guilty of a Class I felony.
Effective date note
NOTE: Sub. (2) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(2) If the security is impaired by more than $1,000, the mortgagor or vendee is guilty of a Class E felony.
943.26 History
History: 1977 c. 173;
2001 a. 109.
943.27
943.27
Possession of records of certain usurious loans. Any person who knowingly possesses any writing representing or constituting a record of a charge of, contract for, receipt of or demand for a rate of interest or consideration exceeding $20 upon $100 for one year computed upon the declining principal balance of the loan, use or forbearance of money, goods or things in action or upon the loan, use or sale of credit is, if the rate is prohibited by a law other than this section, guilty of a Class I felony.
Effective date note
NOTE: This section is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
943.27 Possession of records of certain usurious loans. Any person who knowingly possesses any writing representing or constituting a record of a charge of, contract for, receipt of or demand for a rate of interest or consideration exceeding $20 upon $100 for one year computed upon the declining principal balance of the loan, use or forbearance of money, goods or things in action or upon the loan, use or sale of credit is, if the rate is prohibited by a law other than this section, guilty of a Class E felony.
943.28
943.28
Loan sharking prohibited. 943.28(1)
(1) For the purposes of this section:
943.28(1)(a)
(a) To collect an extension of credit means to induce in any way any person to make repayment thereof.
943.28(1)(b)
(b) An extortionate extension of credit is any extension of credit with respect to which it is the understanding of the creditor and the debtor at the time it is made that delay in making repayment or failure to make repayment could result in the use of violence or other criminal means to cause harm to the person, reputation or property of any person.
943.28(1)(c)
(c) An extortionate means is any means which involves the use, or an express or implicit threat of use, of violence or other criminal means to cause harm to the person, reputation or property of any person.
943.28(2)
(2) Whoever makes any extortionate extension of credit, or conspires to do so, if one or more of the parties to the conspiracy does an act to effect its object, is guilty of a Class F felony.
Effective date note
NOTE: Sub. (2) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(2) Whoever makes any extortionate extension of credit, or conspires to do so, if one or more of the parties to the conspiracy does an act to effect its object, is guilty of a Class C felony.
943.28(3)
(3) Whoever advances money or property, whether as a gift, as a loan, as an investment, pursuant to a partnership or profit-sharing agreement, or otherwise, for the purpose of making extortionate extensions of credit, is guilty of a Class F felony.
Effective date note
NOTE: Sub. (3) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(3) Whoever advances money or property, whether as a gift, as a loan, as an investment, pursuant to a partnership or profit-sharing agreement, or otherwise, for the purpose of making extortionate extensions of credit, is guilty of a Class C felony.
943.28(4)
(4) Whoever knowingly participates in any way in the use of any extortionate means to collect or attempt to collect any extension of credit, or to punish any person for the nonrepayment thereof, is guilty of a Class F felony.
Effective date note
NOTE: Sub. (4) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(4) Whoever knowingly participates in any way in the use of any extortionate means to collect or attempt to collect any extension of credit, or to punish any person for the nonrepayment thereof, is guilty of a Class C felony.
943.28 Annotation
An extortionate extension of credit under sub. (1) (b) is not restricted to the original extension of credit, but includes renewals of loans. State v. Green,
208 Wis. 2d 290,
560 N.W.2d 295 (Ct. App. 1997).
943.30
943.30
Threats to injure or accuse of crime. 943.30(1)
(1) Whoever, either verbally or by any written or printed communication, maliciously threatens to accuse or accuses another of any crime or offense, or threatens or commits any injury to the person, property, business, profession, calling or trade, or the profits and income of any business, profession, calling or trade of another, with intent thereby to extort money or any pecuniary advantage whatever, or with intent to compel the person so threatened to do any act against the person's will or omit to do any lawful act, is guilty of a Class H felony.
Effective date note
NOTE: Sub. (1) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(1) Whoever, either verbally or by any written or printed communication, maliciously threatens to accuse or accuses another of any crime or offense, or threatens or commits any injury to the person, property, business, profession, calling or trade, or the profits and income of any business, profession, calling or trade of another, with intent thereby to extort money or any pecuniary advantage whatever, or with intent to compel the person so threatened to do any act against the person's will or omit to do any lawful act, is guilty of a Class D felony.
943.30(2)
(2) Whoever violates
sub. (1) by obstructing, delaying or affecting commerce or business or the movement of any article or commodity in commerce or business is guilty of a Class H felony.
Effective date note
NOTE: Sub. (2) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(2) Whoever violates sub. (1) by obstructing, delaying or affecting commerce or business or the movement of any article or commodity in commerce or business is guilty of a Class D felony.
943.30(3)
(3) Whoever violates
sub. (1) by attempting to influence any petit or grand juror, in the performance of his or her functions as such, is guilty of a Class H felony.
Effective date note
NOTE: Sub. (3) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(3) Whoever violates sub. (1) by attempting to influence any petit or grand juror, in the performance of his or her functions as such, is guilty of a Class D felony.
943.30(4)
(4) Whoever violates
sub. (1) by attempting to influence the official action of any public officer is guilty of a Class H felony.
Effective date note
NOTE: Sub. (4) is shown as amended eff. 2-1-03 by
2001 Wis. Act 109. Prior to 2-1-03 it reads:
Effective date text
(4) Whoever violates sub. (1) by attempting to influence the official action of any public officer is guilty of a Class D felony.
